401(k) Fees Are Falling—But Are You Overpaying?
As 401(k) plans grow and add participants, fees are often left unchanged for years—despite ongoing fee compression across the industry driven by increased competition and...
Benchmarking & Fees (ERISA, retirement plan)
Benchmarking and Fees associated with sponsor plans requires sponsors to ensure the reasonableness of fees (they must be usual and customary), and score the quality of funds and services provided.
401(k) Fees Fall, But Gaps and Questions Remain
401(k) fees continue to trend downward across the industry, driven by increased competition, wider use of low-cost investment options, and institutional pricing. Investment-related costs have...
The Illusion of 401(k)s — And What Comes Next
Defined contribution plans like 401(k)s and 403(b)s may appear to be fixed retirement vehicles, but in reality they are constantly shifting collections of individual accounts. ...
Recent ERISA Lawsuits May Alter the Future of Retirement Plan Administration
The retirement plan landscape is shifting beneath our feet as a tidal wave of litigation threatens to fundamentally alter how 401(k) plans are administered. With...
Is Your Retirement Plan Advisor Fulfilling Their Fiduciary Function?
Investment oversight is one of your most critical responsibilities as a plan sponsor. But how do you know if your retirement plan investment advisor is...
Considering a New 401(k) Provider? Tips for a Successful Switch
Making the switch to a new 401(k) service provider has the potential to significantly improve retirement outcomes and plan performance while reducing plan costs. While...
RPA Aggregator Roundtable: Navigating a Radical Shift in Retirement
At the seventh annual RPA Aggregator Roundtable, industry leaders tackled a transformative shift in the retirement space driven by three major trends: Scaling Advice: With...
Annual Benchmarking Is a Must for Plan Sponsors
Evolving regulations mean plan sponsors continue to face increasing scrutiny when it comes to their fiduciary responsibilities. A recent analysis of 50,000 retirement plans in...
Proactive 401(k) Management: How RPA Due Diligence Can Save Costs & Boost Engagement
Proactive 401(k) Management: How RPA Due Diligence Can Save Costs & Boost Engagement During a recent conversation on 401kTV, Fred Barstein interviewed Kristina, a controller...
The Terrifying and Brilliant Future for 401(k) Providers & Advisors
The future of the 401(k) industry is both terrifying and brilliant, presenting significant challenges and immense opportunities. Providers and advisors are grappling with an explosion...
