Financial Literacy Drops to 10-Year Low as Gen Z Struggles Most
Americans’ financial literacy has fallen to its lowest level since tracking began a decade ago, with younger workers and women showing the widest gaps—and a...
education
Employers Increasingly Address Student Loan Stress Among Younger Workers
As student loan debt continues to weigh heavily on younger generations entering the workforce, employers are increasingly recognizing the impact financial stress can have on...
How AI and HR Technology Are Transforming Employee Access to Benefits
More and more employers are turning to AI and integrated HR technology to help employees easily access the information they need — from payroll and...
401(k) Fees Are Falling—But Are You Overpaying?
As 401(k) plans grow and add participants, fees are often left unchanged for years—despite ongoing fee compression across the industry driven by increased competition and...
The 10 Mistakes Plan Sponsors Are Still Making
Defined contribution plans have evolved significantly, but one persistent challenge remains: many plan sponsors are still not fully equipped to manage their responsibilities. Despite overseeing...
Why Employers Are Overlooking Student Loan Benefits (And Why It Matters)
Not every employee experiences student debt in the same way. A recent graduate navigating repayment options faces a very different reality than a mid-career professional...
Why HR Can’t Stop at Enrollment When It Comes to Retirement Plans
For many companies, the work of managing a retirement plan feels complete once employees are enrolled. But Teresa believes that’s only the starting point. As...
Employee Champions: Turning Peer Trust Into Powerful Benefits Engagement
Have you ever heard the term employee champions? At first glance, it may sound like a buzzword, but in practice it describes a powerful internal...
Why Explaining the Match in Dollars Can Improve Plan Participation
Presenting the employer match in tangible, easy-to-understand language can significantly improve how employees perceive and value the benefit. When the match is expressed as a...
Preparing Employees for Retirement: What Plan Sponsors Should Do Now
When a company has a growing segment of employees approaching retirement age, it should proactively shift from simply “offering” a retirement plan to actively supporting...
