401(k) Fees Are Falling—But Are You Overpaying?
As 401(k) plans grow and add participants, fees are often left unchanged for years—despite ongoing fee compression across the industry driven by increased competition and...
education
The 10 Mistakes Plan Sponsors Are Still Making
Defined contribution plans have evolved significantly, but one persistent challenge remains: many plan sponsors are still not fully equipped to manage their responsibilities. Despite overseeing...
Why Employers Are Overlooking Student Loan Benefits (And Why It Matters)
Not every employee experiences student debt in the same way. A recent graduate navigating repayment options faces a very different reality than a mid-career professional...
Why HR Can’t Stop at Enrollment When It Comes to Retirement Plans
For many companies, the work of managing a retirement plan feels complete once employees are enrolled. But Teresa believes that’s only the starting point. As...
Employee Champions: Turning Peer Trust Into Powerful Benefits Engagement
Have you ever heard the term employee champions? At first glance, it may sound like a buzzword, but in practice it describes a powerful internal...
Why Explaining the Match in Dollars Can Improve Plan Participation
Presenting the employer match in tangible, easy-to-understand language can significantly improve how employees perceive and value the benefit. When the match is expressed as a...
Preparing Employees for Retirement: What Plan Sponsors Should Do Now
When a company has a growing segment of employees approaching retirement age, it should proactively shift from simply “offering” a retirement plan to actively supporting...
Student Loan Wage Garnishment Is Back and Employers Are on the Front Line
After years on pause, student loan wage garnishment has officially returned. The Department of Education confirmed that garnishment notices went out the week of Jan....
How Advisor Engagement Drives Higher Retirement Plan Participation
Working with a retirement plan advisor to increase participation is one of the most effective ways to strengthen an organization’s benefits strategy and improve long-term...
Why Employee Education Requires More Than One Method
Employee education requires more than one method because no single approach can effectively reach an entire workforce. Employees have different schedules, learning styles, comfort levels,...
