AI and Convergence Are Reshaping the TPA Landscape
As the pace of change in the 401(k) industry accelerates—driven by artificial intelligence and the growing convergence of wealth and retirement—pressure is mounting across the...
DC Plan Sponsors
How One CHRO Is Redefining Benefits Communication for a Distributed Workforce
As remote and distributed work continues to expand, organizations face increasing challenges in communicating across a workforce that is no longer centralized. With employees spread...
Lower Fees, Higher Stakes: Are CITs Right for Your Plan?
Collective investment trusts have been around for decades, but for many plan sponsors, they still seem mysterious—or at least more complicated than they need to...
401(k) Fees Are Falling—But Are You Overpaying?
As 401(k) plans grow and add participants, fees are often left unchanged for years—despite ongoing fee compression across the industry driven by increased competition and...
Three Common 401(k) Audit Mistakes and Why Good Intentions Aren’t Enough
Most 401(k) compliance mistakes don’t come from bad actors. They come from good people who don’t realize their system or thought process is missing a...
Why Health Savings Accounts Are Becoming Essential to Retirement Planning
Healthcare is one of the largest—and most overlooked—expenses in retirement, making Health Savings Accounts (HSAs) an increasingly critical tool in long-term financial planning. With unique...
401(k) Fees Fall, But Gaps and Questions Remain
401(k) fees continue to trend downward across the industry, driven by increased competition, wider use of low-cost investment options, and institutional pricing. Investment-related costs have...
The 10 Mistakes Plan Sponsors Are Still Making
Defined contribution plans have evolved significantly, but one persistent challenge remains: many plan sponsors are still not fully equipped to manage their responsibilities. Despite overseeing...
Health and Wealth Benefits Shouldn’t Be Communicated Separately
Health impacts finances. Finances impact health. It’s not a new insight, but a recent white paper from Milliman, a global actuarial and consulting firm, argues...
Balancing Fiduciary Responsibility & Employee Support in 401(k) Plans
For many HR professionals, balancing employee support with fiduciary responsibility can feel like a constant tension. Chris, an HR Director for a growing company of...
