How State Retirement Mandates Are Reshaping the 401(k) Industry
A small change can sometimes lead to much bigger consequences. That’s the idea behind the butterfly effect, and it’s playing out across the retirement industry....
What Plan Sponsors Can Learn From a Financial Advisor’s YouTube Success
Who says people don’t have the attention span for long-form financial education? Kevin Lum, a certified financial planner and founder of Foundry Financial, has built...
Why Private Equity Is Betting Big on TPAs
Third-party administrators (TPAs) haven’t always received the same attention as retirement plan advisors or wealth management firms. But that’s starting to change. Private equity firms...
A More Engaged 401(k) Committee Starts With New Voices
A retirement plan committee helps guide decisions that affect employees’ savings and financial futures. But when the same people serve year after year, discussions can...
Retirement Plan Advisors Face Growing Expectations as Plan Complexity Increases
As retirement plans become more complex and employees look for more financial guidance, plan sponsors are expecting more from their retirement plan advisors. In a...
The Road to Wealth and Retirement Convergence Still Has Roadblocks
The retirement and wealth worlds are moving closer together but getting them fully connected is proving easier said than done. The opportunity is clear. As...
Making 401(k) Education Simple, Visual and Actionable
For participant education to work, employees first have to pay attention. And sometimes, four minutes is all you need. Following a recent TPSU program at...
Why Retirement Income Is Still Dancing in the Dark
The retirement industry has been talking about guaranteed income for decades. The idea makes sense: if 401(k) plans are supposed to help people retire, shouldn’t...
Let’s Rethink the Role of 401(k) Loans in Retirement Planning
Borrowing from a 401(k) is often treated as something participants should avoid whenever possible. Taking money out of a retirement account means less money invested...
As the Lines Blur, the DC Market Race Heats Up
The defined contribution market once had fairly clear lanes. Retirement plan advisors served one part of the market, while institutional investment consultants largely stayed in...
