How the Retirement Industry Plans to Handle the Explosion of New 401(k) Plans
The defined contribution industry is facing a major structural shift as the number of retirement plans is expected to surge from roughly 830,000 in 2025...
Six Plan Governance Blind Spots and How to Fix Them
Running a retirement plan involves a lot of moving pieces—service providers, investment options, fees, compliance requirements—and it’s easy for fiduciaries to get so deep into...
The Continued Rise of CITs in the Defined Contribution Market
Collective Investment Trusts (CITs) continue gaining momentum across the defined contribution marketplace as plan sponsors, advisors, and providers increasingly seek lower-cost investment solutions and more...
Improving Participant Retirement Outcomes Through Better Financial Visualization
Small increases in retirement plan contributions can have a significant long-term impact, yet many participants struggle to fully understand what those changes mean for their...
Private Credit Leaders Say It’s Time to Drop the “Semi-Liquid” Label
The private credit industry is doing some soul-searching—and one of the first casualties may be the term “semi-liquid.” That was a key theme at this...
The 401(k) Backbone Is Finally Getting Its Upgrade
The backbone of the defined contribution (DC) industry—recordkeeping technology—is finally getting a long-overdue upgrade. For decades, legacy systems built on outdated infrastructure have limited innovation,...
Alternative Investments in 401(k)s: What the DOL’s New Safe Harbor Can—and Can’t—Do
When President Trump’s executive order encouraging 401(k) plans to include alternative investments first dropped, it sparked strong reactions. Some advisors warned plans to stay away...
AI Is Changing Retirement Plans And Fiduciary Risk Is Evolving With It
Artificial intelligence tools are showing up in more corners of retirement plan operations: record-keeping, investment advice, participant communications. That’s creating new questions for plan sponsors...
The 401(k) Revolution Is Underway
The defined contribution (DC) world—especially 401(k) and 403(b) plans—is no longer the quiet, complex corner of finance it once was. What used to be a...
CITs in 401(k) Plans: Lower Fees, Higher Stakes
The shift toward collective investment trusts (CITs) in 401(k) plans is accelerating—driven largely by the push for lower fees. But cheaper doesn’t always mean better. ...
