Emergency Savings is now a headline component of Financial Wellness.  In recent months, Emergency Savings has come to the forefront for the American workers.  Emergency Savings is now a ...

Target Date Funds appear to have helped a large number of 401(k)  and 403(b) plan participants during the first quarter of 2020.  Many plan participants were invested in Qualified ...

Smart Digital Design can be used to improve retirement plan participation rates and participant savings rates.  Enhancing a 403b or 401k plan via smart digital design improves voluntary enrollment ...

Fiduciary Responsibility Unclear When Handling Participant Data? Ask the Lawyer By Carol Buckmann Fiduciary responsibility has blurred-lines around the use of participant data. Can your vendors use participant data ...

Retirement Advisor Specialists Make Knowledgeable Contributions Retirement Advisors come with various backgrounds and experiences.  When a Plan sponsor is a niche-player – such as understanding a construction firm or ...

Retirement Plan Advisor Role Working with a TPA Retirement Plan Advisor relationships are important to the success of a strong tax-qualified retirement plan.  It is also very important that ...

Retirement Plan Compliance An Important Issue Retirement plan compliance is something that’s top of mind for many fiduciaries and plan sponsors, especially this time of year. Now is the ...

401k Plan Technology Tips Towards Data Integrity 401k Plan Technology is foundational to decision-making for ERISA fiduciaries.  Financial advisors can provide value to retirement plans in many ways, not ...

401k Plan Design Basics Enhance Outcomes 401k Plan design basics need to be addressed for all 401k Plans.  Rather than rely on financial wellness programs, plan sponsors and recordkeepers ...

Target Date Fund Users Need Guidance Target date funds (TDFs) are a popular option for many retirement plan investors. According to  Vanguard’s How America Saves 2019 report, more than ...