401k plan

The Future of 401(k) Recordkeeping: Challenges, Opportunities, and What’s Next

By / 401(k) advisor trust, 401(k) Plan Management, 401k plan, AI for Retirement, Change, Communication, Compliance, DC plans, Fiduciary, Financial Advisors, Financial Wellness, Investments, Participant data, Record Keepers, Regs and Regulators, Retirement Income, SECURE 2.0, SECURE Act, Secure Act Changes
The retirement plan industry finds itself at an interesting crossroads.  While recordkeepers continue to face pressure from declining fees, they are also being asked to...

Read more »

The Retirement Years No One Plans For

By / 401(k) Managed Accounts, 401(k) Plan Management, 401k plan, accumulation, Adaptability, CEO Engagement, Communication, Compensation, Emergency Savings, Fiduciary, Financial Wellness, generational gap in retirement planning, Independence planning, Medicaid, multi-generational workforce, Retirement planning, retirement security, Retirement System, social security
Retirement Plan
The retirement planning industry was built for a population that retired at 65 and died at 75.  That population is gone.  By 2030, every baby...

Read more »

Want to Be a Millionaire? A Fresh Approach to Retirement Savings

By / 401(k) Plan Management, 401k plan, Adaptability, adult learning, benefit education, benefits committee, Communication, Confidence, DC plans, debt relief, Employee Survey, Employee training, evolving and adapting, financial wellness, Independence planning, innovation, Millennial saving, Millennials Delaying Milestones, Modernize Retirement Plans, multi-generational workforce, Retirement Readiness, Retirement Savings Concern, Student Loan Benefits, student loan debt
Retirement Savings
One of the biggest challenges facing retirement plan sponsors today is helping younger employees connect with the idea of saving for a future that feels...

Read more »

Six Plan Governance Blind Spots and How to Fix Them

By / 401(k) Plan Management, 401k plan, 401k Trends, Adaptability, Audit, Benchmarking & Fees (ERISA, retirement plan), Benchmarking Fees, benefits committee, Compliance, Cyber Security, DC Plan Sponsors, erisa, ERISA Advisory Council, fee lawsuits, Fiduciary, Fiduciary Liability, Financial Advisors, investment, Legislation, participation, Plan governance
Running a retirement plan involves a lot of moving pieces—service providers, investment options, fees, compliance requirements—and it’s easy for fiduciaries to get so deep into...

Read more »

Four Ways Your Benefits Broker Can Strengthen Your 401(k) Strategy

By / 401k plan, auto enroll, Auto Portability, Benchmarking & Monitoring Fees & Partners, benefit education, Benefits Broker 401(k) Strategy, Benefits integration, collaboration, Communication, DC Plan Sponsors, Employee engagement, erisa, Fiduciary, Financial Wellness, Financial Wellness, HR, Plan design, Retirement planning
Strategy
For many companies, the 401(k) is one of the most valued benefits they offer.  It’s also one of the least optimized.  Plans are often selected...

Read more »

The Illusion of 401(k)s — And What Comes Next

By / 401k plan, AI, Artificial Intelligence, Authenticity, Benchmarking & Fees (ERISA, retirement plan), Financial Wellness, Improving Outcomes, Participant data, personal financial advice, Plan design, Professional Retirement Plan Fiduciary Services, Recordkeeping, Target Date Fund, Target Date Funds
Illusion
Defined contribution plans like 401(k)s and 403(b)s may appear to be fixed retirement vehicles, but in reality they are constantly shifting collections of individual accounts. ...

Read more »

Finding the Middle Path Between Advisors and Record Keepers

By / 401(k) advisor trust, 401(k) Managed Accounts, 401(k) Plan Management, 401k plan, Benchmarking Fees, Changing Recordkeepers, DC Plan Sponsors, Fiduciary, Financial Advisors, Financial Wellness, Investments, participation, Recordkeeping
Middle Path
Growing tension exists between retirement plan advisors and record keepers as both expand into participant financial services.  As defined contribution plan economics tighten — driven...

Read more »

Student Loan Wage Garnishment Is Back and Employers Are on the Front Line

By / 401k plan, AI for Retirement, CEO Engagement, Changing dynamics, Communication, DC Plan Sponsors, Economy, education, Employee engagement, Fiduciary, Financial Literacy, financial stress management, financial wellness, Millennials saving, Plan design, Retirement Readiness, student loan, Student Loan Debt, Student loan wage garnishment
Student Loan Wage Garnishment
After years on pause, student loan wage garnishment has officially returned.  The Department of Education confirmed that garnishment notices went out the week of Jan....

Read more »

FOLLOW US:

401kTV

About Us

Management Team

Affiliates

Privacy Policy

Terms Of Service

Contact 401kTV

Thank you for visiting our site!

TRAU, Inc. and its affiliates TPSU and 401kTV do not provide investment, legal, tax or accounting advice. 401kTV readers and viewers should consult their legal and tax advisors for guidance. All materials, including but not limited to articles, directories, photos, videos, graphics etc., on this website are the sole property of TRAU, Inc. and are intended for educational purposes only. We do encourage your sharing 401kTV content with Plan Sponsors; however, unauthorized use of any and all materials is prohibited/restricted.

Permission to use any of the materials, etc. on any of this site or affiliate websites may be requested in writing at [email protected] and may be granted in writing on a case by case basis. Use of all editorial content without permission is strictly prohibited.

Scroll to Top