Six Plan Governance Blind Spots and How to Fix Them
Running a retirement plan involves a lot of moving pieces—service providers, investment options, fees, compliance requirements—and it’s easy for fiduciaries to get so deep into...
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Private Credit Leaders Say It’s Time to Drop the “Semi-Liquid” Label
The private credit industry is doing some soul-searching—and one of the first casualties may be the term “semi-liquid.” That was a key theme at this...
Alternative Investments in 401(k)s: What the DOL’s New Safe Harbor Can—and Can’t—Do
When President Trump’s executive order encouraging 401(k) plans to include alternative investments first dropped, it sparked strong reactions. Some advisors warned plans to stay away...
AI Is Changing Retirement Plans And Fiduciary Risk Is Evolving With It
Artificial intelligence tools are showing up in more corners of retirement plan operations: record-keeping, investment advice, participant communications. That’s creating new questions for plan sponsors...
Lower Fees, Higher Stakes: Are CITs Right for Your Plan?
Collective investment trusts have been around for decades, but for many plan sponsors, they still seem mysterious—or at least more complicated than they need to...
401(k) Fees Are Falling—But Are You Overpaying?
As 401(k) plans grow and add participants, fees are often left unchanged for years—despite ongoing fee compression across the industry driven by increased competition and...
Three Common 401(k) Audit Mistakes and Why Good Intentions Aren’t Enough
Most 401(k) compliance mistakes don’t come from bad actors. They come from good people who don’t realize their system or thought process is missing a...
401(k) Fees Fall, But Gaps and Questions Remain
401(k) fees continue to trend downward across the industry, driven by increased competition, wider use of low-cost investment options, and institutional pricing. Investment-related costs have...
Four Ways Your Benefits Broker Can Strengthen Your 401(k) Strategy
For many companies, the 401(k) is one of the most valued benefits they offer. It’s also one of the least optimized. Plans are often selected...
Trump Account Matching Has Recruiting Appeal and Compliance Strings Attached
Employer matching on Trump Accounts may sound like a natural extension of the family-first benefits trend that has reshaped recruiting over the past five years. ...
