Will Banks Reclaim Their Role in the 401(k) Market?
As the number of new 401(k) and 403(b) plans surges—driven by state mandates and rising demand from workers—questions are growing about who will serve this...
Target Date Fund
Plan Participants Want Lifetime Income Options But Few Plans Offer Them
Although 93% of 401(k) participants say it’s important for their plans to provide lifetime income options like annuities, most plans still only offer lump sum...
Is Your Retirement Plan Advisor Fulfilling Their Fiduciary Function?
Investment oversight is one of your most critical responsibilities as a plan sponsor. But how do you know if your retirement plan investment advisor is...
Why In-Plan Retirement Income Options Are Slow to Catch On
In-plan retirement income has been a hot topic for years, with providers promising easier ways for employees to turn their 401(k) savings into lifetime paychecks. ...
Strategic 401(k) Plan Design: Thinking Beyond Target Date Funds
Target date funds have long been the default investment option for many 401(k) participants, offering a simplified, hands-off approach to retirement investing. But as Christopher...
Most U.S. Retirement Plans Have Red Flags – Is Yours at Risk?
If you oversee a company retirement plan, here’s a startling statistic that should grab your attention: 84% of U.S.-based retirement plans have at least one...
401(k) Real Chat: Jeff Elvander
The successful implementation of retirement income solutions hinges upon the active involvement and buy-in of both advisors and plan sponsors. Advisors serve as indispensable guides,...
SECURE 2.0’s Influence on Retirement Planning Among Advisors
A survey conducted by Cerulli Associates revealed that only 7% of defined contribution plan advisors would recommend actively managed target-date funds (TDFs) to clients, with...
Designing an Ideal Investment Menu for Defined Contribution Plans
In the realm of defined contribution plans, it’s essential not to underestimate the significance of crafting a well-balanced investment menu. This involves considering a multitude...
Target Date Funds Pose Potential Fiduciary Risks
Target date funds (TDFs) currently hold about $3 trillion in defined contribution plan assets. However, according to a recent article penned by Ron Surz in...
