Changing dynamics Archives - 401k Plan Optimization, Compliance, Investment & Partners

11 Years of Change: What Matters Most to Retirement Plan Sponsors Today?

By Fred Barstein / 401(k) Participant Education, 401(k) Plan Management, 401k Advisor, 401k plan, benefit education, benefits committee, Changing dynamics, Client connection, DC Plan Sponsors, education, Employee engagement, financial stress management, Financial Wellness, participant education, peer-to-peer education, Retirement readiness

A lot has changed in the retirement industry over the past decade. From investment options and financial wellness to private markets and evolving target date...

What Plan Sponsors Can Learn From a Financial Advisor’s YouTube Success

By Fred Barstein / 401(k) advisor trust, 401(k) Participant Education, 401(k) Plan Management, 401k News, 401k plan, benefit education, Changing dynamics, Communication, Creative approach, DC Plan Sponsors, Education, Financial Advisors, financial stress management, financial wellness, participant education, participation

Who says people don’t have the attention span for long-form financial education? Kevin Lum, a certified financial planner and founder of Foundry Financial, has built...

As the Lines Blur, the DC Market Race Heats Up

By Fred Barstein / 401k plan, 401k Trends, Adaptability, AI, AI for Retirement, Changing dynamics, Consolidation, Convergence, DC Market Race, DC Plan Sponsors, DC plans, DOL Guidance, Employee Benefits, Fiduciary, Financial Advisors, financial wellness, Retirement Plan Advisor, Retirement plan management, Retirement Readiness, RPA Consolidation

The defined contribution market once had fairly clear lanes. Retirement plan advisors served one part of the market, while institutional investment consultants largely stayed in...

Why Plan Sponsors Are Taking a Closer Look at PEPs & MEPs

By Fred Barstein / 401(k) Plan Management, 401k plan, Changing dynamics, DC Plan Sponsors, Employee Benefits, Employee engagement, Fiduciary, Financial Wellness, MEPs, PEPs, Plan design, pooled employer plan, Retirement planning, Retirement Readiness

For many HR teams, retirement plan oversight is competing for attention with an already crowded list of responsibilities. That pressure is helping drive new interest...

What Really Drives Change in Retirement Plans?

By Fred Barstein / 401(k) Plan Management, 403b plans, Change, Changing dynamics, Convergence, DC Plan Sponsors, Employee Benefits, Employee engagement, Financial Wellness, Retirement Plan Advisor, retirement plan innovation, Retirement Plan Participation, WealthManagement.com

Change in the 401(k) and 403(b) market is often shaped less by plan sponsors themselves and more by the advisors who guide them. Advisors are...

What Today’s Retirement Plan Participants Are Really Looking For

By Fred Barstein / 401(k) Plan Management, 401k Advisor, benefits committee, Changing dynamics, Communication, Creative approach, DC Plan Sponsors, Employee engagement, participation, Plan design, Plan Participation, Retirement Committee, Retirement Income, Retirement Plan Participation, Retirement Readiness

For many workers, retirement still feels like a distant goal—especially when today’s financial priorities include rising costs, student loans, housing expenses, and everyday bills. Yet...

Financial Literacy Drops to 10-Year Low as Gen Z Struggles Most

By Fred Barstein / 401(k) Plan Management, Adaptability, AI for Retirement, Authenticity, benefit education, Changing dynamics, Communication, Confidence, DC Plan Sponsors, education, Employee engagement, Employee feedback, Employee training, Fiduciary, Fiduciary Liability, financial literacy, financial stress management, Financial Wellness, Gen X, generational gap in retirement planning, Retirement Readiness

Americans’ financial literacy has fallen to its lowest level since tracking began a decade ago, with younger workers and women showing the widest gaps—and a...

How the Retirement Industry Plans to Handle the Explosion of New 401(k) Plans

By Fred Barstein / 401(k) Plan Management, Changing dynamics, Client connection, Communication, DC Plan Sponsors, Financial Wellness, PEPs, Plan Participation, Retirement Advisor Specialist, Retirement Plan Participation, Retirement Readiness

The defined contribution industry is facing a major structural shift as the number of retirement plans is expected to surge from roughly 830,000 in 2025...

TPSU Launches “TPSU for Health Plan Fiduciaries” Program

By Fred Barstein / 401(k) Managed Accounts, 401(k) Plan Management, 401k Advisor, 401k Trends, Changing dynamics, Client connection, collaboration, Communication, Education, Financial Wellness, Health & Wellness, healthcare, TPSU for Health Plan Fiduciaries

The Plan Sponsor University (TPSU) has announced the launch of TPSU for Health Plan Fiduciaries, a new educational initiative focused on the growing financial, regulatory,...

The 401(k) Backbone Is Finally Getting Its Upgrade

By Fred Barstein / AI, AI for Retirement, artificial intelligence, Changing dynamics, Changing Recordkeepers, DC Plan Sponsors, DC plans, DOL, Financial Wellness, Retirement Readiness

The backbone of the defined contribution (DC) industry—recordkeeping technology—is finally getting a long-overdue upgrade. For decades, legacy systems built on outdated infrastructure have limited innovation,...

As the Lines Blur, the DC Market Race Heats Up

Why Plan Sponsors Are Taking a Closer Look at PEPs & MEPs

What Really Drives Change in Retirement Plans?

What Today’s Retirement Plan Participants Are Really Looking For

Financial Literacy Drops to 10-Year Low as Gen Z Struggles Most

How the Retirement Industry Plans to Handle the Explosion of New 401(k) Plans

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