Automation Is Reshaping the 401(k) Industry
The 401(k) industry is undergoing a major shake-up. As technology rapidly transforms how retirement plans are evaluated and selected, automation is accelerating a wave of...
Changing dynamics
Is Your Retirement Plan Advisor Fulfilling Their Fiduciary Function?
Investment oversight is one of your most critical responsibilities as a plan sponsor. But how do you know if your retirement plan investment advisor is...
Pooled Employer Plans (PEPs): A Simpler Path to Retirement Plans?
Pooled Employer Plans (PEPs) offer small to mid-sized employers a streamlined way to manage retirement benefits by joining a larger, shared plan overseen by a...
Why Revenue Sharing Has No Place in Modern 401(k) Plans
It’s time for the retirement plan industry—especially in the 401(k) and 403(b) space—to leave revenue sharing behind in favor of simpler, more transparent pricing models....
Market Volatility and 401(k) Plans: Navigating the Impact of Recent Tariff Announcements
Recent market volatility has many retirement plan participants on edge. President Trump’s announcement of reciprocal tariffs on global trading partners on Wednesday, April 2, 2025,...
Overcoming Challenges in 401(k) Record Keeping: John Hancock’s New Approach
There are significant challenges for 401(k) and 403(b) record keepers still relying on outdated technology, much of it built in the 1990s using mainframe coding...
How Consolidation & Convergence Are Shaping the 401(k) Industry
The 401(k) industry is undergoing significant changes due to consolidation and convergence, driven by the increasing demand for plan sponsors to support employees and the...
Rethinking Retirement as Older Americans Stay in the Workforce
The traditional concept of retirement continues to evolve as a significant majority of older Americans remain in the workforce well into their golden years. A...
Why Diversity Still Matters in Financial Services
Even as diversity comes under attack—being blamed for incidents like the recent aircraft accident in DC—it remains a critical factor for success in the workplace...
New Auto Savings Features Could Help Address the Job Mobility Challenge
The average employee changes jobs nine times throughout their career, creating a challenge for traditional 401(k) savers. A recent panel discussion hosted by the Brookings...
