ERISA, liability, fiduciary responsibility. Plan sponsors always have some form of Fiduciary status but they can share that responsibility with 3rd parties like plan advisers or other service providers. These adviser or providers can act as a 3(21), 3(38) or 3(16) fiduciaries. 3rd parties hired by plan sponsors are sometimes called co-fiduciaries.
Financial uncertainty is not a comfortable to place to be in starting calendar year 2023. On the brink of financial uncertainty – we sit facing…
Financial Uncertainty Dominates the Retirement Landscape into 2023 Read More »
The most important decision that a 401(k) or 403(b) plan sponsor makes is hiring the right advisor. As advisors go, there are more dabblers pretending…
The One Question to Ask to See if You Need a New Retirement Plan Advisor Read More »
Plan sponsors are now comparing the benefits of managed accounts with the target-date strategies. Many plan sponsors and industry professionals are wondering if managed accounts…
Plan Sponsors are Noticing Managed Account Benefits Read More »
Small retirement plans are on the precipice of having options. State mandates supporting employee retirement plans have brought a spotlight to the importance of 401(k)…
Financial Wellbeing Programs are expanding beyond the early stages of topics from prior years. Financial wellness programs are now incorporating a focus well beyond retirement…
Financial Wellbeing Programs Becoming More Diverse Read More »
Fiduciary Education Important for Plan Sponsors When it comes to selecting the right retirement plan, employers are faced with multiple options. Particularly, non-profit, tax-exempt…
401(k) loans are taking a toll on retirement savings! Americans using retirement savings to get them through difficult times is nothing new. And, there are…
Employee Retention Advantageous for Smaller Companies It is advantageous for smaller companies to make employee retention a top priority. There are many benefits to…
Employee Retention Advantageous for Smaller Companies Read More »
Financial Wellness Programs Key to Retirement Readiness Financial wellness programs are a key component of employee retirement readiness. Not only do they boost morale,…
Financial Wellness Programs Key to Retirement Readiness Read More »
ESG investment options are back in the spotlight as the DOL has just issued a final ruling. The ruling permits ESG investment options to be…
ESG Investment Options Accepted in Retirement Plans by the DOL Read More »
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