Late Deferral Deposits:  A DOL Hot Spot by Ilene Ferenczy Situation:  Jonathan, the head of his employer’s Retirement Plan Committee, makes sure that the salary deferrals removed from the ...

Should We Get a 3(16) Administrator? by Ilene Ferenczy See if this describes you: I feel like my company’s 401(k) plan is running me, rather than the other way ...

As a Plan Sponsor, why should I care about the DOL’s Fiduciary Rule being delayed again? by Mike Bourne.  “After all, we really like our investment advisor and went ...

The Ever-Evolving Landscape of Erisa Lawsuits. A rash of recent class action lawsuits has rattled defined contribution (DC) plans across the United States. More than ever, there’s a clear ...

Investment Committee: What Needs to be Pondered. Plan Sponsors are charged with the responsibility to oversee investments in any tax-qualified Retirement Plan, including participant-driven 401k Plans When tasked with ...

Cheaper Isn’t Always Better – But a Prudent Process Is. While assessing the current state of the defined contribution retirement landscape, there are a number of themes that continuously ...

YOUR ADVISORS REVIEW INVESTMENTS – WHO REVIEWS THEM?  “We use X to advise the Committee about investments and to run RFP’s for us.  X helps us review our other providers, ...

Dear Prudence: Why Your Fund Selection Process Matters. A recent article from the Connecticut Post on how a 401(k) plan’s fund lineup gets selected asks some compelling questions off the ...

Compliance Missteps – Helping Plan Sponsors Steer Clear. Many larger plan sponsors engage a third-party administrator (TPA) or recordkeeper to help them administer their plan in compliance with the ...

401k Plan Participants: Annual Refresh Helps All at Retirement. The Plan Sponsor University (TPSU) held a Fiduciary Education Program in Glendale, Arizona at Thunderbird School of Global Management.  One ...