The PEP Puzzle: Finding the Right Fit for Your Retirement Plan
PEPs may be one of the retirement industry’s hottest topics, but don’t let the buzz fool you—just because it’s a PEP doesn’t mean it’s the...
Benchmarking & Monitoring Fees & Partners
408b2, 404a5, reasonableness, record keeper RFPs request for proposals, investment monitoring, quarterly monitoring, investment policy statements, IPS, fee policy statement.
Not All Adviser Conflicts Are Equal, But None Should Be Ignored
The financial services industry has largely normalized compensation arrangements that create conflicts of interest. Other professional fields—tax and legal—figured this out long ago and largely...
Lower Fees, Higher Stakes: Are CITs Right for Your Plan?
Collective investment trusts have been around for decades, but for many plan sponsors, they still seem mysterious—or at least more complicated than they need to...
401(k) Fees Are Falling—But Are You Overpaying?
As 401(k) plans grow and add participants, fees are often left unchanged for years—despite ongoing fee compression across the industry driven by increased competition and...
Falling 401(k) Fees Are Only Half the Story
401(k) fees are continuing to fall—and that’s a good thing. Increased competition, better pricing structures, and the rise of low-cost investment options are all helping...
401(k) Fees Fall, But Gaps and Questions Remain
401(k) fees continue to trend downward across the industry, driven by increased competition, wider use of low-cost investment options, and institutional pricing. Investment-related costs have...
Fee Compression Continues, Small Plans Still Pay More
Investment fees are still falling across all plan sizes, but smaller plans continue to pay significantly more than their larger counterparts—and cost variation across providers...
The 10 Mistakes Plan Sponsors Are Still Making
Defined contribution plans have evolved significantly, but one persistent challenge remains: many plan sponsors are still not fully equipped to manage their responsibilities. Despite overseeing...
Six Questions Employers Often Ask Before Making Retirement Plan Changes
When employers start thinking about updating their retirement plan, the conversation often begins the same way: a mix of curiosity, uncertainty, and a genuine desire...
Four Ways Your Benefits Broker Can Strengthen Your 401(k) Strategy
For many companies, the 401(k) is one of the most valued benefits they offer. It’s also one of the least optimized. Plans are often selected...
