Increase Retirement Savings the Easy Way
The Goal: Increase retirement savings; but can you do it without the heavy-lifting? Yes, there are some easy ways that plan participants can increase retirement…
Target Date Funds
Professionally managed investments based on an investor’s age; asset allocation funds based on a person’s age; commonly used as a qdia (qualified default investment alternative) in 401k and 403b plans. Generally in the form of a mutual fund but could be a collective trust. Fidelity, Vanguard, T Rowe Price and Blackrock are dominant TDF providers. Target risk funds are based on the risk tolerance of the investor and are less popular in 401k and 403b plans.
Target Date Funds Under Government Review
Target date funds (TDFs) have begun to undergo increased scrutiny as of late. There are questions about the risks TDFs bring to retirement outcomes. Now,…
Managed Accounts Poised for the New Go-to QDIA
Managed Accounts are gaining respect among the plan sponsors looking for a more personalized Qualified Default Investment Alternative (QDIA). Target date funds have been the…
Qualified Default Investment Alternatives Help Plan Sponsors and Plan Participants
Qualified Default Investment Alternatives (QDIAs) have been around since the 2006 signing of the Pension Protection Act. Qualified Default Investment Alternatives are frequently packaged as…
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Target Date Funds Helped Plan Participants Survive the 2020 Q1 Stock Drop
Target Date Funds appear to have helped a large number of 401(k) and 403(b) plan participants during the first quarter of 2020. Many plan participants…
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Target Date Fund Users Need Guidance
Target Date Fund Users Need Guidance Target date funds (TDFs) are a popular option for many retirement plan investors. According to Vanguard’s How America Saves…
401k Court Cases Alarm Plan Sponsors.
401k Court Cases Alarm Plan Sponsors 401k court cases have been noticed by many plan sponsors over recent years. It is less expensive for a…
401k Plan Auto Feature Wrangles Participants
401k Plan Auto Feature Wrangles Participants 401k plan auto features are making savers out of the American worker. But what can 401k plan auto features…
401k Investment Default Options for Employees
401k Investment Default Options for Employees by Fred Barstein 401k Investment Default Options for your Employees are arguably the most important investment decision a 401k…
Benchmarking Target Date Funds Requires a Solid Baseline
Benchmarking Target Date Funds Requires a Solid Baseline Benchmarking Target Date Funds requires a solid baseline, an accurate peer group and an astute retirement plan…
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