Improving Outcomes Archives - 401k Plan Optimization, Compliance, Investment & Partners

Financial Wellness Improves Employee Satisfaction & Retirement Security

By Fred Barstein / 401k News, Communication, Confidence, Economy, Emergency Savings, Employee engagement, employer match, Fiduciary, Financial Advice, Financial Advisors, Financial Literacy, financial stress management, Financial Wellness, financial wellness, Health & Wellness, Improving Outcomes, inflation stress, innovation, investment comittee

Amid inflationary fears and economic uncertainty, financial stress is an all-too-common part of life for many employees. Money stress not only affects workers’ personal lives...

Recordkeeper Shifts Mean Plan Sponsors & Advisors Must Evolve Too

By Fred Barstein / 401k News, Adaptability, Communication, competition, Consolidation, Convergence, Cyber Security, DC plans, Documents & testing, Due Diligence, Fiduciary, Financial Advisors, Improving Outcomes, Record Keepers, Recordkeeping, Regs and Regulators

Retirement plan recordkeepers have undergone tremendous change in recent years, driven by consolidation and a race to innovate and scale. According to Mike Webb CAPTRUST...

401(k) Plans Becoming More Accessible to Small Businesses

By Fred Barstein / 401k News, auto enroll, auto escalate, Auto Portability, DC Plan Sponsors, Documents & testing, DOL, Employee Benefits, Fiduciary, Financial Security, financial wellness, Ideal Plan, Improving Outcomes, SECURE 2.0, Secure Act Changes, Senior Management Engagement, small business

The retirement industry continues to evolve, creating additional opportunities for employers, especially small businesses, to help American workers create financial security for the future. Two...

Embrace Flexibility in Your Retirement Committee Selection

By Fred Barstein / benefit education, benefits committee, Committees, Communication, Compensation, Creative approach, DC Plan Sponsors, diversity, Diversity equity inclusion, Employee engagement, Employee training, Fiduciary, Financial Wellness, HR, Ideal Plan, Improving Outcomes, Retirement Plan Committee

Fred Barstein with Adjunct Lecturer, Rick Unser – Financial Advisor, Creative Planning When forming a retirement committee, embracing creative thinking can yield substantial benefits. A...

Plan Sponsors Must Understand Fiduciary Basics

By Fred Barstein / Benchmarking & Fees (ERISA, retirement plan), Fiduciary, Improving Outcomes, Legislation, Regs and Regulators

Guidelines Key Shows Guidance Rules Or Policy

Companies continue to expand their benefits offerings—in particular, retirement savings plans—to remain competitive and recruit and retain top talent. As such, employers need to have...

Retirement Planning Challenges: Conflicts and Competition

By Fred Barstein / 401k News, Confidence, Conflict of Interest, DC plans, Fiduciary, Financial Wellness, Improving Outcomes

The retirement planning industry has a tough time reaching many people without traditional advisors. There are major problems like not having enough data and people...