As the Lines Blur, the DC Market Race Heats Up
The defined contribution market once had fairly clear lanes. Retirement plan advisors served one part of the market, while institutional investment consultants largely stayed in...
financial wellness
Meeting Participants Where They Are: Making 401(k) Education Click
For many employees, understanding a 401(k) starts with a basic question: How does this actually work? It’s a question John Poole, Director of Participant Engagement...
The PEP Puzzle: Finding the Right Fit for Your Retirement Plan
PEPs may be one of the retirement industry’s hottest topics, but don’t let the buzz fool you—just because it’s a PEP doesn’t mean it’s the...
Want to Be a Millionaire? A Fresh Approach to Retirement Savings
One of the biggest challenges facing retirement plan sponsors today is helping younger employees connect with the idea of saving for a future that feels...
Falling 401(k) Fees Are Only Half the Story
401(k) fees are continuing to fall—and that’s a good thing. Increased competition, better pricing structures, and the rise of low-cost investment options are all helping...
Employee Champions: Turning Peer Trust Into Powerful Benefits Engagement
Have you ever heard the term employee champions? At first glance, it may sound like a buzzword, but in practice it describes a powerful internal...
The Power of One-on-One Consultation in Building Retirement Readiness
One-on-one consultations play a critical role in retirement readiness because they allow advisors to address each employee’s unique financial situation, goals, and concerns. As employees...
Student Loan Wage Garnishment Is Back and Employers Are on the Front Line
After years on pause, student loan wage garnishment has officially returned. The Department of Education confirmed that garnishment notices went out the week of Jan....
Recordkeeper Switches Can Go Wrong Fast. Is Your Plan Protected?
Switching recordkeepers might seem like a straightforward administrative move, but when things go sideways, the consequences can be severe. A recent lawsuit against a Florida...
The Coming Battle Over 401(k) Participant Data
The 401(k) industry is heading toward a major conflict over who can access and use participant data. Record keepers and advisors both depend on this...
