Small Business Retirement Plans: Is Predictable Pricing Part of the Answer?
Small business owners overwhelmingly see the value of offering a retirement plan. But keeping one affordable and sustainable as the business grows can be another...
DC plans
Are PEPs Really Going Mainstream?
Pooled Employer Plans have grown rapidly since being authorized under the SECURE Act of 2019, with assets now estimated at $30 billion to $40 billion....
Ted Benna Has a New Idea: A Retirement Savings Plan for Lower Earners
Ted Benna, the Father of the 401(k), is 84 years old and has a regret. The 401(k) he helped create has worked well for higher...
Why Auditors Are Warming Up to Pooled Employer Plans
Retirement plan administration has never exactly been a thrill ride — but Pooled Employer Plans (PEPs) are giving plan sponsors a reason to pay attention. ...
Why Retirement Advisors Are Expanding Into Wealth Management
The lines between retirement plan consulting and wealth management continue to blur, creating new opportunities for advisors who can serve both employers and individual participants. ...
Fiduciary Duty Doesn’t End With a Good Hire
Plan sponsors are held to a fiduciary standard most never trained for — on top of the job they were actually hired to do. Understanding...
PEPs Look Attractive to Larger Employers, But Are the Tradeoffs Worth It?
Pooled employer plans have earned their reputation as a practical solution for smaller employers. But as adoption grows, larger plan sponsors have started asking whether...
Recordkeepers Are Betting Big on PEPs
More than 50,000 employers have now joined a pooled employer plan, and recordkeepers are racing to capitalize on the growth. A recent PlanAdviser article highlights...
Employers Are Pulling Back on 401(k) Matches and Flexibility, But Should They?
Fewer employers are offering generous 401(k) matches and flexible work arrangements this year, according to new SHRM research—a shift that could have consequences for hiring...
Why Wealth and Retirement Are Converging at Work
The wealth management and retirement plan industries are becoming more connected as advisory firms, recordkeepers, and asset managers look for new ways to serve both...
