Client connection Archives - 401k Plan Optimization, Compliance, Investment & Partners

How One CHRO Is Redefining Benefits Communication for a Distributed Workforce

By Fred Barstein / 401(k) Plan Management, CEO Engagement, Client connection, collaboration, Communication, DC Plan Sponsors, Employee engagement, Fiduciary Training, Financial Wellness, Health & Wellness, remote work, Remote Work

As remote and distributed work continues to expand, organizations face increasing challenges in communicating across a workforce that is no longer centralized. With employees spread...

Falling 401(k) Fees Are Only Half the Story

By Fred Barstein / 401k Advisor, Authenticity, Benchmarking & Monitoring Fees & Partners, Changing dynamics, Client connection, Consolidation, DOL, Economy, fee compression, fee lawsuits, fees, Fiduciary, Fiduciary Liability, Financial Advisors, financial wellness, Regs and Regulators, Retirement Plan Advisor Due Diligence

401(k) fees are continuing to fall—and that’s a good thing. Increased competition, better pricing structures, and the rise of low-cost investment options are all helping...

Why Health Savings Accounts Are Becoming Essential to Retirement Planning

By Fred Barstein / 401(k) Plan Management, benefit education, Benefits integration, Client connection, collaboration, Compensation, Convergence, DC Plan Sponsors, Economy, Fiduciary, Financial Wellness, Financial Wellness, Health & Wellness, Health Savings Account, healthcare, Healthcare & other benefits

Healthcare is one of the largest—and most overlooked—expenses in retirement, making Health Savings Accounts (HSAs) an increasingly critical tool in long-term financial planning. With unique...

Why the 401(k) Industry Must Adapt to Phased Retirement

By Fred Barstein / 401(k) advisor trust, 401k Trends, AI, AI for Retirement, Client connection, Communication, Digital Tools, financial literacy, Financial Wellness, participation, Recordkeeping, recordkeeping, Retirement Plan Advisor

Defined contribution plans have evolved, but the industry still isn’t fully aligned with how today’s workforce approaches retirement. As employees live longer and seek more...

Balancing Fiduciary Responsibility & Employee Support in 401(k) Plans

By Fred Barstein / 401(k) Plan Management, benefit education, Client connection, Communication, DC Plan Sponsors, Employee engagement, Employee happiness, Fiduciary, Fiduciary Training, Financial Advisors, financial stress management, Financial Wellness

For many HR professionals, balancing employee support with fiduciary responsibility can feel like a constant tension. Chris, an HR Director for a growing company of...

Wealth Advisors Are Coming for the 401(k) Market

By Fred Barstein / 401(k) Plan Management, acquisition, Adaptability, Client connection, Communication, competition, Conflict of Interest, Convergence, DC Plan Sponsors, Economy, Fiduciary, Financial Advice, Financial Advisors, financial stress management, Financial Wellness, Financial Wellness, Hybrid Advisors, Retirement Plan Advisor, Wealth Advisor

Retirement plan advisors (RPAs) and recordkeepers have a real challenge on their hands: wealth advisors are coming for their turf. And honestly, it’s not hard...

Creativity Drives Clarity in Advisor–Plan Sponsor Relationships

By Fred Barstein / 401(k) advisor trust, 401(k) Plan Management, 401k Advisor, Adaptability, Authenticity, Client connection, collaboration, Communication, DC Plan Sponsors, Employee Benefits, Financial Advisors, Financial Wellness, Financial Wellness, financial wellness programs, Gamification Retirement Planning, Retirement Advisory

Creativity is increasingly essential in the relationship between retirement plan advisors and plan sponsors because effective communication is no longer one-size-fits-all. Advisors who can translate...

When “Co-opetition” Becomes Co-option: Why Advisor Independence Still Matters

By Fred Barstein / Advisor Independence, Benchmarking & Monitoring Fees & Partners, Benchmarking Fees, Client connection, Co-opetition, Co-option, collaboration, Communication, competition, DC Plan Sponsors, Fiduciary, Financial Advisors, Financial Wellness, Independence planning, Investments, Recordkeeping, Retirement Committee

The relationship between retirement plan advisors and recordkeepers has always involved some natural tension. But as both sides expand into overlapping territory, plan sponsors need...

Employees Feel Fine Day to Day—but Financial Stress Is Undermining Resilience

By Fred Barstein / benefit education, benefits committee, Client connection, Communication, Convergence, Employee Benefits, Employee engagement, Employee happiness, Employee Resilience, Fiduciary, financial behaviors, financial insecurity, financial stress management, Financial Wellness, Financial Wellness, managed financial stress, Plan design, Retirement Plan Committee, wellness assessment

Tired Businesswoman In The Office With Stack Of Papers Sbi 350593568

Most employees say they’re doing pretty well on a daily basis. But dig a little deeper, and the picture changes. A new national survey from...

The Power of One-on-One Consultation in Building Retirement Readiness

By Fred Barstein / 401(k) advisor trust, 401(k) Plan Management, 401k Advisor, benefit education, Client connection, Communication, Convergence, DC plans, Employee engagement, Fiduciary, financial wellness, One-on-on consulting, Retirement Plan Consultants

One-on-one consultations play a critical role in retirement readiness because they allow advisors to address each employee’s unique financial situation, goals, and concerns. As employees...

Why Health Savings Accounts Are Becoming Essential to Retirement Planning

Why the 401(k) Industry Must Adapt to Phased Retirement

Balancing Fiduciary Responsibility & Employee Support in 401(k) Plans

Wealth Advisors Are Coming for the 401(k) Market

Employees Feel Fine Day to Day—but Financial Stress Is Undermining Resilience

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