Could AI Make 401(k) Education More Personal?
What if plan sponsors could pinpoint which employees need help with their 401(k) and offer education tailored to them? After a recent TPSU program at...
AI
What Plan Sponsors Really Need as the 401(k) Industry Evolves
The retirement industry is changing quickly, but are advisors and providers focusing on what plan sponsors actually need? From artificial intelligence and industry consolidation to...
How State Retirement Mandates Are Reshaping the 401(k) Industry
A small change can sometimes lead to much bigger consequences. That’s the idea behind the butterfly effect, and it’s playing out across the retirement industry....
Why Private Equity Is Betting Big on TPAs
Third-party administrators (TPAs) haven’t always received the same attention as retirement plan advisors or wealth management firms. But that’s starting to change. Private equity firms...
The Road to Wealth and Retirement Convergence Still Has Roadblocks
The retirement and wealth worlds are moving closer together but getting them fully connected is proving easier said than done. The opportunity is clear. As...
As the Lines Blur, the DC Market Race Heats Up
The defined contribution market once had fairly clear lanes. Retirement plan advisors served one part of the market, while institutional investment consultants largely stayed in...
AI Can Help Run Your Plan But Fiduciaries Still Own the Mistakes
AI is showing up in more corners of plan administration: personalized communications, claims processing, investment reviews, even committee minutes. The time savings are real. But...
A Missing Detail in Your SPD Could Cost You More Than You Think
Most fiduciaries don’t think of their summary plan description as a liability risk. It’s a compliance document—something the recordkeeper drafts, maybe HR reviews, and participants...
Employers Are Pulling Back on 401(k) Matches and Flexibility, But Should They?
Fewer employers are offering generous 401(k) matches and flexible work arrangements this year, according to new SHRM research—a shift that could have consequences for hiring...
Why Today’s Fintech Record Keepers Are Succeeding Where Others Failed
Fintech record keepers are gaining serious momentum in the retirement plan industry, raising billions in capital and serving a growing share of defined contribution plans. ...
