Preparing Employees for Retirement: What Plan Sponsors Should Do Now
When a company has a growing segment of employees approaching retirement age, it should proactively shift from simply “offering” a retirement plan to actively supporting...
participation
How Advisor Engagement Drives Higher Retirement Plan Participation
Working with a retirement plan advisor to increase participation is one of the most effective ways to strengthen an organization’s benefits strategy and improve long-term...
Why Participant Loans Can Strengthen Retirement Readiness
Participant loans, when structured thoughtfully, can actually strengthen the overall retirement experience by reducing financial stress for employees. Knowing they can access a portion of...
The Coming Battle Over 401(k) Participant Data
The 401(k) industry is heading toward a major conflict over who can access and use participant data. Record keepers and advisors both depend on this...
Building Culture Through Benefits
In a recent 401kTV interview filmed at North Carolina State University in Raleigh, TPSU Founder and CEO Fred Barstein spoke with Shahzeel, an HR professional...
Wealth + Retirement: The Race to Stay Relevant
A major broker/dealer recently asked if the convergence of wealth and retirement is real—and the answer is yes. But the real question is: Who’s equipped...
The New Dynamics in 401(k) Plan Management
The retirement plan industry talks a good game about putting participants first. You’ll hear compelling rhetoric about innovative products designed to better serve employees, enhanced...
Senior Management’s Involvement in 401k Plans: Why It Makes a Difference
Senior Management’s Involvement in 401k Plans: Why It Makes a Difference While it may seem unnecessary to involve senior management in a company’s 401k plan,...
Effective Retirement Plan Design Can Help Boost Participation and Savings Rates
Although retirement planning is a top priority for many Americans, significant barriers persist. Nearly one in four workers with access to employer-sponsored retirement plans don’t...
The Ongoing Consolidation of the 401(k) Industry
The 401(k) industry is experiencing consolidation, driven by plan sponsors who are becoming more involved in managing their plans. This consolidation follows a four-stage process:...
