Senior Management’s Involvement in 401k Plans: Why It Makes a Difference
Senior Management’s Involvement in 401k Plans: Why It Makes a Difference While it may seem unnecessary to involve senior management in a company’s 401k plan,...
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Effective Retirement Plan Design Can Help Boost Participation and Savings Rates
Although retirement planning is a top priority for many Americans, significant barriers persist. Nearly one in four workers with access to employer-sponsored retirement plans don’t...
The Ongoing Consolidation of the 401(k) Industry
The 401(k) industry is experiencing consolidation, driven by plan sponsors who are becoming more involved in managing their plans. This consolidation follows a four-stage process:...
New Auto Savings Features Could Help Address the Job Mobility Challenge
The average employee changes jobs nine times throughout their career, creating a challenge for traditional 401(k) savers. A recent panel discussion hosted by the Brookings...
The Pros and Cons of Automatic Enrollment in Retirement Plans
The Pros and Cons of Automatic Enrollment in Retirement Plans Automatic enrollment in 401(k) and other retirement plans has gained popularity as a tool to...
Auto Portability: A Potential Game-Changer for Retirement Savings in America
Auto portability is a powerful innovation that’s addressing one of the most persistent challenges in the retirement industry: lost and forgotten 401(k) accounts. Auto portability...
In-Plan Retirement Income: Opportunities, Challenges & Solutions
The defined contribution (DC) industry has been working for decades to offer in-plan retirement income solutions, but uptake remains slow. Data from the PSCA indicates...
Longevity, Early Retirement Create Unique Challenges for Retirement Plan Sponsors
As life expectancy continues to increase, employers are grappling with how to help their workers properly plan and save for longer retirements. According to John...
Bridging the Generational Gap: Adapting Retirement Planning for Changing Expectations
A seismic shift is occurring in the constantly shifting retirement planning space. Plan sponsors and advisers now find themselves navigating dramatically varying expectations about retirement...
Why Hire a Professional Fiduciary?
Retirement plan sponsors often grapple with the decision to hire an outside fiduciary. With regulatory scrutiny increasing in intensity and fee lawsuits continuing to proliferate,...
