Helping Former Employees Keep Their Retirement on Track
When employees leave a company with small 401(k) balances—typically under $7,000—plan sponsors are permitted to initiate a “force-out,” removing these accounts from the plan. While...
401(k) Plan Management
Fiduciary Training Advocacy Can Help RPAs Build Stronger Client Relationships
Retirement plan sponsors who lack proper understanding of their ERISA fiduciary obligations face growing liability risks. What many employers don’t realize is that their fiduciary...
Why Traditional Retirement Benefits Fall Short for Gen Z Workers
Generation Z workers are rewriting the playbook on retirement planning. Despite being the youngest generation in the workforce, 76% are already saving for retirement through...
Will Banks Reclaim Their Role in the 401(k) Market?
As the number of new 401(k) and 403(b) plans surges—driven by state mandates and rising demand from workers—questions are growing about who will serve this...
Empowering Plan Sponsors to Modernize Retirement Plans
Modernizing a 401(k) plan by adopting features like automatic enrollment, auto-escalation, and financial wellness tools can feel daunting for many plan sponsors, who often fear...
Will Wealth Advisors Start Managing More 401(k) Plans?
More 401(k) plans are being created because of state rules and tax incentives, but most wealth advisors aren’t rushing to get involved. They usually focus...
From SIMPLE to Smart: A 401(k) Success Story with a MEP
Joining a Multiple Employer Plan (MEP) makes it easier and more affordable for businesses to offer a 401(k) to their employees. A MEP allows unrelated...
Fiduciary Training Is a Non-Negotiable For Retirement Plan Committee Members
Serving on a retirement plan committee comes with significant legal responsibilities that many fiduciaries don’t fully grasp until it’s too late. Under ERISA, committee members...
Why Fiduciary Isn’t Enough: Earning Trust in the 401(k) Space
Declining 401(k) plan fees have increased potential conflicts of interest among advisors—conflicts that fiduciary status alone doesn’t eliminate. Many plan sponsors struggle to know whom...
Rethinking Retirement: From Accumulation to Income
For years, the retirement industry has focused on accumulation—helping participants build their 401(k) balances. But as more Americans retire and live longer, a new challenge...
