401(k) Plan Management Archives - Page 5 of 10 - 401k Plan Optimization, Compliance, Investment & Partners

Why Employers Are Overlooking Student Loan Benefits (And Why It Matters)

By Fred Barstein / 401(k) Plan Management, benefits committee, Benefits integration, CEO Engagement, education, Employee Benefits, Financial Wellness, SAVI, Student Loan Benefits, Student Loan Debt

Not every employee experiences student debt in the same way. A recent graduate navigating repayment options faces a very different reality than a mid-career professional...

Balancing Fiduciary Responsibility & Employee Support in 401(k) Plans

By Fred Barstein / 401(k) Plan Management, benefit education, Client connection, Communication, DC Plan Sponsors, Employee engagement, Employee happiness, Fiduciary, Fiduciary Training, Financial Advisors, financial stress management, Financial Wellness

For many HR professionals, balancing employee support with fiduciary responsibility can feel like a constant tension. Chris, an HR Director for a growing company of...

Could a Centralized Clearinghouse Fix 401(k) System Challenges?

By Fred Barstein / 401(k) Plan Management, 401k Advisor, Auto Portability, auto re-enroll, Compensation, DC Plan Sponsors, DC plans, Employee Benefits, Employee engagement, Fiduciary, Fiduciary, Financial Advisors, Financial Wellness, Financial Wellness, Investments, participation, Retirement Plan Advisor, Retirement planning

Defined contribution plans have come a long way, but the system still struggles with one big reality: people change jobs frequently. Over the course of...

Why HR Can’t Stop at Enrollment When It Comes to Retirement Plans

By Fred Barstein / 401(k) Plan Management, 401k Advisor, auto enroll, auto escalate, auto re-enroll, benefit education, Communication, DC Plan Sponsors, DC plans, education, Employee Benefits, Employee engagement, Employee feedback, Employee training, Fiduciary, Financial Wellness, Financial Wellness, HR, Retirement Readiness, Retirement Savings Concern

For many companies, the work of managing a retirement plan feels complete once employees are enrolled. But Teresa believes that’s only the starting point. As...

Wealth Advisors Are Coming for the 401(k) Market

By Fred Barstein / 401(k) Plan Management, acquisition, Adaptability, Client connection, Communication, competition, Conflict of Interest, Convergence, DC Plan Sponsors, Economy, Fiduciary, Financial Advice, Financial Advisors, financial stress management, Financial Wellness, Financial Wellness, Hybrid Advisors, Retirement Plan Advisor, Wealth Advisor

Retirement plan advisors (RPAs) and recordkeepers have a real challenge on their hands: wealth advisors are coming for their turf. And honestly, it’s not hard...

Why Explaining the Match in Dollars Can Improve Plan Participation

By Fred Barstein / 401(k) Managed Accounts, 401(k) Plan Management, benefit education, CEO Engagement, Communication, DC Plan Sponsors, DC plans, education, Employee engagement, Employee training, employer match, Fiduciary

Presenting the employer match in tangible, easy-to-understand language can significantly improve how employees perceive and value the benefit. When the match is expressed as a...

AI Tools Are Coming to Retirement Plans And Fiduciary Oversight Can’t Wait

By Fred Barstein / 401(k) Plan Management, AI, AI for Retirement, artificial intelligence, benefit education, Communication, cybersecurity, DC Plan Sponsors, Digital Tools, Employee engagement, Financial Advisors, Financial Wellness, Participant data, Plan design, virtual learning

Artificial intelligence is making its way into retirement plans, and plan fiduciaries can’t afford to sit on the sidelines. As recordkeepers and advisory firms roll...

Finding the Middle Path Between Advisors and Record Keepers

By Fred Barstein / 401(k) advisor trust, 401(k) Managed Accounts, 401(k) Plan Management, 401k plan, Benchmarking Fees, Changing Recordkeepers, DC Plan Sponsors, Fiduciary, Financial Advisors, Financial Wellness, Investments, participation, Recordkeeping

Growing tension exists between retirement plan advisors and record keepers as both expand into participant financial services. As defined contribution plan economics tighten — driven...

Creativity Drives Clarity in Advisor–Plan Sponsor Relationships

By Fred Barstein / 401(k) advisor trust, 401(k) Plan Management, 401k Advisor, Adaptability, Authenticity, Client connection, collaboration, Communication, DC Plan Sponsors, Employee Benefits, Financial Advisors, Financial Wellness, Financial Wellness, financial wellness programs, Gamification Retirement Planning, Retirement Advisory

Creativity is increasingly essential in the relationship between retirement plan advisors and plan sponsors because effective communication is no longer one-size-fits-all. Advisors who can translate...

SECURE 2.0 Self-Certification: Why Easier Hardship Withdrawals Are Driving Plan Leakage

By Fred Barstein / 401(k) Plan Management, Changing dynamics, DC plans, Emergency Savings, Employee engagement, Fiduciary, Fiduciary, Financial Stress, Financial Wellness, Hardship Withdrawals & Loans, investment, SECURE 2.0, SECURE Act

SECURE 2.0’s self-certification rules mark a consequential shift in how hardship withdrawals are accessed, with meaningful implications for plan sponsors. By eliminating the need for...

Why Employers Are Overlooking Student Loan Benefits (And Why It Matters)

Balancing Fiduciary Responsibility & Employee Support in 401(k) Plans

Could a Centralized Clearinghouse Fix 401(k) System Challenges?

Why HR Can’t Stop at Enrollment When It Comes to Retirement Plans

Wealth Advisors Are Coming for the 401(k) Market

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