Employee engagement Archives - 401k Plan Optimization, Compliance, Investment & Partners

The Five Qualities That Set Great Retirement Plan Advisors Apart

By Fred Barstein / 401(k) advisor trust, 401(k) Plan Management, 401k Advisor, 401k plan, benefit education, Client connection, Communication, Confidence, Creative approach, DC Plan Sponsors, DC plans, education, Employee engagement, erisa, Fiduciary, Financial Literacy, financial stress management, Financial Wellness, Health & Wellness, managed financial stress, participant education, Retirement Plan Advisor, Retirement Readiness

What makes a great retirement plan advisor? Is it investment knowledge, fiduciary expertise or something more personal? Technical expertise is important, but being a truly...

Could AI Make 401(k) Education More Personal?

By Fred Barstein / 401(k) Participant Education, 401(k) Plan Management, 401k plan, AI, AI for Retirement, artificial intelligence, benefit education, Communication, Confidence, DC plans, education, Employee engagement, Employee feedback, Employer Contribution, Fiduciary, Financial Wellness, Retirement Happiness

What if plan sponsors could pinpoint which employees need help with their 401(k) and offer education tailored to them? After a recent TPSU program at...

What Plan Sponsors Really Need as the 401(k) Industry Evolves

By Fred Barstein / 401(k) Plan Management, 401k Advisor, AI, AI for Retirement, Communication, DC Plan Sponsors, DC plans, Employee engagement, erisa, Fiduciary, Financial Advisors, participant education, Retirement planning, Retirement readiness, Retirement Readiness, Secure Act Changes

The retirement industry is changing quickly, but are advisors and providers focusing on what plan sponsors actually need? From artificial intelligence and industry consolidation to...

11 Years of Change: What Matters Most to Retirement Plan Sponsors Today?

By Fred Barstein / 401(k) Participant Education, 401(k) Plan Management, 401k Advisor, 401k plan, benefit education, benefits committee, Changing dynamics, Client connection, DC Plan Sponsors, education, Employee engagement, financial stress management, Financial Wellness, participant education, peer-to-peer education, Retirement readiness

A lot has changed in the retirement industry over the past decade. From investment options and financial wellness to private markets and evolving target date...

Breaking Language Barriers to Improve 401(k) Participation

By Fred Barstein / 401(k) Participant Education, 401(k) Plan Management, 401k plan, benefit education, bilingual retirement education, CEO Engagement, Client connection, Communication, DC plans, Digital Tools, Employee engagement, Employee feedback, Employee happiness, Fiduciary, financial literacy, financial wellness, financial wellness programs, hiring, Inclusion, Mobile apps, Plan design, Spanish-language education

Breaking Language Barriers 401(k) Participation

For retirement plan education to be effective, employees need to understand the information they’re receiving. Sometimes, that starts with offering it in their own language....

Making 401(k) Education Simple, Visual and Actionable

By Fred Barstein / 401(k) Participant Education, 401(k) Plan Management, 401k plan, adult learning, benefit education, Communication, DC Plan Sponsors, Digital Tools, Education, Employee Benefits, Employee engagement, employer match, Fiduciary, Financial Wellness, multi-generational workforce, Retirement Plan Fiduciary, Retirement Readiness

For participant education to work, employees first have to pay attention. And sometimes, four minutes is all you need. Following a recent TPSU program at...

Meeting Participants Where They Are: Making 401(k) Education Click

By Fred Barstein / 401(k) Managed Accounts, 401(k) Plan Management, 401k Advisor, 401k plan, adult learning, Authenticity, benefit education, Client connection, collaboration, Communication, Confidence, DC plans, Employee engagement, Employee feedback, Employee happiness, Employee training, Financial Advice, financial wellness, Retirement Readiness

For many employees, understanding a 401(k) starts with a basic question: How does this actually work? It’s a question John Poole, Director of Participant Engagement...

When Should Participant Preferences Shape Retirement Plan Decisions?

By Fred Barstein / 401(k) Plan Management, 401k News, benefit education, Benefits integration, DC Plan Sponsors, DC plans, Employee Benefits, Employee engagement, Employee feedback, Employee Survey, Employee training, employer match, erisa, Fiduciary, financial literacy, Financial Wellness, Retirement plan management, Retirement Plan Participation

Participant feedback can offer valuable insight into what employees want from their retirement benefits. But translating those preferences into plan decisions requires plan sponsors and...

How Plan Sponsors Can Better Engage Employees in Their Financial Lives

By Fred Barstein / 401(k) Managed Accounts, 401(k) Plan Management, 401k plan, benefit education, Benefits integration, DC Plan Sponsors, DC plans, education, Employee engagement, Employee happiness, financial literacy, financial stress management, Financial Wellness

Employee engagement continues to be one of the most persistent challenges facing retirement plan sponsors, particularly as employees juggle retirement savings alongside healthcare costs and...

PBM Transparency Gives Plan Sponsors Greater Control

By Fred Barstein / 401(k) Managed Accounts, 401(k) Plan Management, 401k Advisor, DC plans, Emergency Savings, Employee Benefits, Employee engagement, Financial Wellness, Financial Wellness, investment, PBM, pharmacy benefit management, Transparency

There is a growing shift in the pharmacy benefit management industry toward greater transparency. A PBM, or pharmacy benefit manager, helps employers and health plans...