Borrow Less Today: Fred Talks on 401ktv. UCLA professor Shlomo Benartzi made the concept “Save More Tomorrow” famous in his seminal book by encouraging 401k and 403b participants to ...

The Case for Health Savings Accounts to Improve Retirement Readiness. A recent post from Forbes points out that retirement readiness is more than simply being able to afford one’s daily ...

Issues with Auto-Enrollment: Missing Beneficiary Forms. No doubt that auto-enrollment is great for employers that want to increase participation in their 401k or 403b plan as well as getting ...

Prognosis for Open MEPs: Fred Talks. Hear from Terry Power founder of The Platinum 401k, one of the leading experts on multiple employer plans (MEPs), about why they make ...

Want More Impactful Participant Communications? Get Personal. You’ve heard the same refrain a zillion times: You have to personalize your retirement plan participant education and communications if you want them ...

Employer Looks to Improve 401k Loans – Sound Familiar? Many employers, especially in the retail and hospitality industries, struggle with loans from their 401k plan which can become contagious. ...

Student Loan Assistance in 401k Plans: Hype or HR Advantage? More employers are offering student loan assistance on their benefits menu in an effort to recruit and retain talent, especially ...

Money in the Workplace: Let’s Give Them Something to Talk About. Hubris is not a viable financial planning strategy. In America, we pretend to be more financially literate than we ...

Does Your 401k Plan Need a Refreshing? Most participants in a 401k or 403b plan spend less than 90 seconds selecting their investments with little thought and less guidance. ...

Fee Levelization by: Jeffrey Zielinski, CRPC, CRPS.  It’s Never Really Free, common and more basic methods of paying plan expenses were reviewed, particularly in the event of shedding revenue-sharing ...