Why Wealth and Retirement Are Converging at Work
The wealth management and retirement plan industries are becoming more connected as advisory firms, recordkeepers, and asset managers look for new ways to serve both...
401(k) Managed Accounts
Vanguard’s 25-Year Data Shows Plan Design Is Doing the Heavy Lifting
Automatic enrollment, higher default deferral rates, and stronger employer contributions have reshaped America’s defined contribution retirement plan system over the past 25 years — and...
It Starts at the Top: How Leadership Engagement Strengthens a Retirement Plan
What does a well-run retirement plan actually look like from the inside? At a recent TPSU program held at the Thunderbird School of Global Management...
Why Advisors and Record Keepers Need to Stop Competing — and Start Collaborating
Participants in defined contribution plans have more tools than ever — and many still don’t know if they’re on track. That gap isn’t a technology...
The Retirement Years No One Plans For
The retirement planning industry was built for a population that retired at 65 and died at 75. That population is gone. By 2030, every baby...
TPSU Launches “TPSU for Health Plan Fiduciaries” Program
The Plan Sponsor University (TPSU) has announced the launch of TPSU for Health Plan Fiduciaries, a new educational initiative focused on the growing financial, regulatory,...
How Paycheck Transparency Drives Higher 401(k) Participation
Many employees enrolling in a 401(k) for the first time hesitate because they’re unsure how contributions will affect their take-home pay. This uncertainty can be...
Fee Compression Continues, Small Plans Still Pay More
Investment fees are still falling across all plan sizes, but smaller plans continue to pay significantly more than their larger counterparts—and cost variation across providers...
Why Explaining the Match in Dollars Can Improve Plan Participation
Presenting the employer match in tangible, easy-to-understand language can significantly improve how employees perceive and value the benefit. When the match is expressed as a...
Finding the Middle Path Between Advisors and Record Keepers
Growing tension exists between retirement plan advisors and record keepers as both expand into participant financial services. As defined contribution plan economics tighten — driven...
