Six Red Flags That Signal Your 401(k) Advisor Isn’t Worth the Cost
After 25 years of benchmarking retirement plans across Oklahoma, Terry Morgan, AIF, CPFA of OK 401k has seen some patterns that have become impossible to...
Financial Security
Why Traditional Retirement Benefits Fall Short for Gen Z Workers
Generation Z workers are rewriting the playbook on retirement planning. Despite being the youngest generation in the workforce, 76% are already saving for retirement through...
Will Banks Reclaim Their Role in the 401(k) Market?
As the number of new 401(k) and 403(b) plans surges—driven by state mandates and rising demand from workers—questions are growing about who will serve this...
Pooled Employer Plans (PEPs): A Simpler Path to Retirement Plans?
Pooled Employer Plans (PEPs) offer small to mid-sized employers a streamlined way to manage retirement benefits by joining a larger, shared plan overseen by a...
401(k) Plans Offer a Strategic Advantage in Economic Downturns
Recessions don’t announce themselves with a save-the-date card. When they arrive, plan sponsors and ERISA fiduciaries face mounting pressure to safeguard participants’ retirement savings. The...
Most U.S. Retirement Plans Have Red Flags – Is Yours at Risk?
If you oversee a company retirement plan, here’s a startling statistic that should grab your attention: 84% of U.S.-based retirement plans have at least one...
Hearts & Wallets: Employees Taking on the Majority of Retirement Planning Responsibility
Employees perceive themselves as largely self-reliant when it comes to retirement planning. So finds recent research by financial benchmarking firm Hearts & Wallets, cited in...
Longevity, Early Retirement Create Unique Challenges for Retirement Plan Sponsors
As life expectancy continues to increase, employers are grappling with how to help their workers properly plan and save for longer retirements. According to John...
Why Hire a Professional Fiduciary?
Retirement plan sponsors often grapple with the decision to hire an outside fiduciary. With regulatory scrutiny increasing in intensity and fee lawsuits continuing to proliferate,...
Fee Compression Driving New Retirement Income Solutions
As the retirement landscape evolves, major players in the industry are introducing new retirement income solutions. This shift is driven by decreasing investment fees and...
