401(k) Plan Savings Rates Reach Record Highs 401(k) plan savings rates, participant deferral rates, and employer matching contributions were all up in 2018. This is reflected in the results ...

Financial Wellness and Retirement Savings Not Top Priority Financial wellness and retirement savings do not get top billing when it comes to living expenses.  Housing expenses can take precedence ...

Retirement Planning Behavior Influenced by Technology Retirement planning is getting a boost, thanks to some innovations in technology. According to a recent article in FinancialPlanning, the research found that ...

Roth 401k Flexible, But Needs Education Roth 401k options provide flexibility in approximately 75% of retirement plans, according to T. Rowe Price. Although the Roth 401(k) came into existence ...

Retirement Benefits Improve through Congressional Actions Retirement benefits offered in the workplace are now being tied to improved outcomes for employees and retired plan participants.  The government is preparing ...

401k Savings Rates Insufficient to Retire 401k savings rates today are not sufficient for most people to retire.  401(k) plan design has markedly improved over the past decade-plus; however, ...

Can I Retire Question Puzzles Workers Can I Retire is the question many workers are asking.  As workers age, the question becomes more pointed. Can I retire when I ...

401k Plan Borrowing is Discouraged 401k Plan Borrowing can be a mistake much larger than the amount borrowed.  Fred Barstein, Founder and CEO of The Plan Sponsor University (TPSU) ...

Financial Literacy Awareness and Wage Increases Would Complement Policy Moves Financial literacy awareness and wage stagnation are contributing factors in how much an employee can save for their retirement ...

Improving Retirement Outcomes Requires Quality Communication Improving retirement outcomes is a challenge for plan sponsors, but there are proactive steps employers can take to help employees save more and ...