Retirement plan design

IRS Issues New Guidance for SECURE 2.0 401(k) Student Loan Match

By Fred Barstein / 401k News, benefit education, benefits committee, Change, Communication, Confidence, DC Plan Sponsors, Economy, Emergency Savings, Fiduciary, Financial Advice, Financial Advisors, Financial Wellness, Financial Wellness, ira, IRA Roll overs and Roll ins, Legislation, Plan design, SECURE 2.0, Secure Act Changes, Student Loan Debt

The Internal Revenue Service (IRS) has recently issued new guidance regarding a SECURE 2.0 Act provision that aims to provide significant benefits for employees repaying...

Gen Z Most Optimistic About Their Retirement Outlook

By Fred Barstein / Aging Workforce, Behavioral Finance, Communication, Communication, DC plans, diversity, Emergency Savings, Employee Benefits, Employee happiness, Employer Contribution, employer match, Fiduciary, financial behaviors, financial insecurity, financial literacy, financial stress management, Financial Wellness, Future Self, generation x, Health & Wellness, Independence planning, inflation concerns, investment, Job growth, managed accounts, Millennials saving, multi-generational workforce, Partners, personal financial advice, Plan design, Plan Optimization, Plan Participation

Different generations have differing perspectives on their retirement prospects. Generation Z seems to be the most optimistic. A pair of recent BenefitsPro articles highlighted two...

Fostering a Positive Company Culture for Retirement Success

By Fred Barstein / adult learning, benefit education, Communication, DC Plan Sponsors, Employee happiness, Fiduciary, Financial Security, Plan design, Retirement Plan Participation

Fred Barstein, CEO & Founder of TPSU/TRAU/401ktv with Jim, Chief Financial Officer When it comes to retirement planning and benefits, a positive company culture can...

Navigating Retirement Challenges: Beyond Financial Planning

By Fred Barstein / Client connection, Communication, Emergency Savings, Financial Advice, Financial Wellness, Future Self, Life expectancy, Plan design, Retirement Happiness, Retirement Readiness, wellness assessment

Believe it or not, retirement can pose significant challenges if not approached thoughtfully. Beyond financial considerations, it’s crucial for advisors to delve into their clients’...

Adapting to Changes in Retirement Planning and Wealth Management

By Fred Barstein / 401k News, Adaptability, Communication, DC Plan Sponsors, DC plans, Fiduciary, Financial Wellness, Plan design, Research, Retirement Plan Coverage

There is a necessity for adaptability, collaboration, and proactive strategies amid the changing landscape of retirement planning and wealth management. The landscape of retirement planning...

Navigating the Rise of Pooled Employer Plans in 2024

By Fred Barstein / 401k News, benefit education, benefits committee, Communication, Employee engagement, Employee training, Fiduciary, Fiduciary, Legislation, Multiple Employer Plans, PEPs, Plan design, Plan Participation

In 2024, Pooled Employer Plans (PEPs) stand as a transformative force in retirement planning, strategically addressing the challenges posed by the proliferation of small retirement...

The Workplace: Future Asset Source – Industry Leader Insights

By Fred Barstein / 401k News, Committees, Communication, Convergence, DC plans, Employee Benefits, esg funds, Fiduciary, Financial Advisors, Financial Wellness, Healthcare & other benefits, investment comittee, PEPs, Plan design, Recordkeeping, Retirement Committee, student loan

The workplace is poised to emerge as the predominant source of assets in the coming decade, as indicated by influential figures such as Morgan Stanley’s...

Designing an Ideal Investment Menu for Defined Contribution Plans

By Fred Barstein / 401k News, auto enroll, DC plans, Digital Design, Diversity equity inclusion, ESG, Fiduciary, Ideal Plan, Investment Managers, Investments, Plan design, Target Date Fund

In the realm of defined contribution plans, it’s essential not to underestimate the significance of crafting a well-balanced investment menu. This involves considering a multitude...

Personalization Bridges Retirement Savings Gap in Multigenerational Workforce

By Fred Barstein / 401k News, Communication, Confidence, debt relief, Emergency Savings, Employee Benefits, Fiduciary, financial insecurity, Financial Literacy, financial literacy, Financial Security, financial stress management, Financial Wellness, multi-generational workforce, Plan design, Retirement Readiness

Retirement planning has become a pressing concern in recent years, with many Americans facing inadequate savings for their post-career years. This concern is especially pertinent...

Empowering Retirement Security: Form 5500 Reforms

By Fred Barstein / 401k audit, 401k News, DC plans, Fiduciary, form 5500, Ideal Plan, Plan design, Plan Participation, Retirement plan management, retirement security, small plans

Empowering Retirement Security: Form 5500 Reforms The government’s encouragement for small businesses to offer retirement plans stems from a commitment to economic security and...