Investment Policy Statement (IPS) language must stop short of promising too much.  An Investment Policy statement can do more harm than good if it moves from policy to guaranteeing ...

Financial wellness programs are becoming a more popular employee benefit.  One of the reasons financial wellness programs have become so popular is due to how it can impact an ...

Financial literacy is the first step in achieving financial wellness.  Without financial literacy the average employee will have a difficult time grasping the concepts associated with being financially well.  ...

Wellness benefits can reduce employee stress, improve workplace productivity, and drive down healthcare costs.  In many ways, wellness benefits can deliver a boost to a company’s bottom line.  However, ...

Retirement plan fraud is increasingly impacting 401k Plan Participant Accounts.  Unfortunately, Cyber-attacks and retirement plan fraud continues to be the focus for many risk managers and recordkeepers. A large ...

Emergency Savings is now a headline component of Financial Wellness.  In recent months, Emergency Savings has come to the forefront for the American workers.  Emergency Savings is now a ...

Target Date Funds appear to have helped a large number of 401(k)  and 403(b) plan participants during the first quarter of 2020.  Many plan participants were invested in Qualified ...

Qualified Default Investment Alternatives have been used in retirement plans for over ten years.  They were established to provide some direction and safety to plan participants and plan sponsors.  ...

Retirement Committee members were the focus of the recent TPSU Virtual Town Hall Meeting last Friday.  As the result, Industry professionals Bob Carroll, MassMutual, David T. Griffin, C(k)P®,  Atlanta ...

Smart Digital Design can be used to improve retirement plan participation rates and participant savings rates.  Enhancing a 403b or 401k plan via smart digital design improves voluntary enrollment ...