Why Revenue Sharing Has No Place in Modern 401(k) Plans
It’s time for the retirement plan industry—especially in the 401(k) and 403(b) space—to leave revenue sharing behind in favor of simpler, more transparent pricing models....
Investments
Market Volatility and 401(k) Plans: Navigating the Impact of Recent Tariff Announcements
Recent market volatility has many retirement plan participants on edge. President Trump’s announcement of reciprocal tariffs on global trading partners on Wednesday, April 2, 2025,...
The 10 Biggest Mistakes Plan Sponsors Make with Their Retirement Plan Advisor
We were overwhelmed by the response to the April 2nd 401(k) Café 30-minute webinar, “What You Don’t Know Could Hurt You.” Many of you were...
401(k) Plans Offer a Strategic Advantage in Economic Downturns
Recessions don’t announce themselves with a save-the-date card. When they arrive, plan sponsors and ERISA fiduciaries face mounting pressure to safeguard participants’ retirement savings. The...
Overcoming Challenges in 401(k) Record Keeping: John Hancock’s New Approach
There are significant challenges for 401(k) and 403(b) record keepers still relying on outdated technology, much of it built in the 1990s using mainframe coding...
Strategic 401(k) Plan Design: Thinking Beyond Target Date Funds
Target date funds have long been the default investment option for many 401(k) participants, offering a simplified, hands-off approach to retirement investing. But as Christopher...
Addressing Hourly Workers’ Financial Challenges is Key to Retention and Productivity
Six in 10 hourly workers are struggling financially, with many working multiple jobs just to stay afloat. For retirement plan sponsors, this harsh reality creates...
The Ongoing Consolidation of the 401(k) Industry
The 401(k) industry is experiencing consolidation, driven by plan sponsors who are becoming more involved in managing their plans. This consolidation follows a four-stage process:...
Most U.S. Retirement Plans Have Red Flags – Is Yours at Risk?
If you oversee a company retirement plan, here’s a startling statistic that should grab your attention: 84% of U.S.-based retirement plans have at least one...
Considering a New 401(k) Provider? Tips for a Successful Switch
Making the switch to a new 401(k) service provider has the potential to significantly improve retirement outcomes and plan performance while reducing plan costs. While...
