401k Investments Archives - Page 14 of 63 - 401k Plan Optimization, Compliance, Investment & Partners

Key Role of Meeting Minutes in Retirement Plan Compliance & Audits

By Fred Barstein / 401k News, 401k rollovers, Audit, benefit education, benefits committee, Benefits integration, Committees, Communication, Compliance, Confidence, DC Plan Sponsors, Detailed Meeting Minutes, Employee feedback, Employee happiness, Employee training, Fiduciary, Financial Wellness, Legislation, Regs and Regulators, Retirement Plan Committee, Retirement Plan Fiduciary, Virtual Meeting

Key Role of Meeting Minutes in Retirement Plan Compliance & Audits Maintaining detailed minutes of committee meetings is essential for companies with retirement plans that...

3 Ways to Support an Aging Workforce

By Fred Barstein / 401k News, Adaptability, Aging Workforce, annuity, Behavioral Finance, benefit education, Communication, Compensation, DC plans, diversity, Economy, Employee happiness, Employer Contribution, environment, Fiduciary, Financial Wellness, Health & Wellness, healthcare, Inclusion, Investments, mindfulness, Retirement Income

The aging population has transformed the workforce—approximately one in four employees is age 65 or older. While this demographic is becoming the fastest-growing group of...

Maximizing Managed Accounts in Retirement Planning

By Fred Barstein / Authenticity, Benchmarking & Monitoring Fees & Partners, Client connection, Communication, Compliance, Custom Funds and Managed Accounts, DC Plan Sponsors, Digital Design, Digital Tools, Education, evolving and adapting, Financial Advisors, financial behaviors, Financial Wellness, Investments, Legislation, Managed Accounts, Retirement Plan Committee, Retirement Plan Fees, Selecting & Monitoring, Target Date Funds

While managed accounts offer a more personalized retirement planning solution than target date funds (TDFs), their effectiveness is hampered by insufficient data and participant engagement. ...

Boomers, Gen X on Opposite Ends of Retirement Readiness Spectrum

By Fred Barstein / 401k News, Confidence, Economy, education, Emergency Savings, Fiduciary, Financial Advisors, financial behaviors, financial literacy, Financial Wellness, Health & Wellness, inflation concerns, inflation stress, Retirement Income, Retirement Readiness, Retirement Savings Concern

There is a noteworthy disparity between Baby Boomers and Gen X when it comes to retirement readiness. Stock market gains have been a boon to...

Widespread Adoption of In-Plan Retirement Income Solutions Demands Collaboration

By Fred Barstein / collaboration, evolving and adapting, financial uncertainty, Financial Wellness, Retirement Income, Retirement Income, Retirement Plan Committee

Achieving widespread adoption of retirement income solutions in defined contribution plans requires persistent effort, collaboration, and overcoming significant challenges related to transparency, risk, and incentives. ...

The Critical Importance of Annuity Fee Transparency

By Fred Barstein / 401k News, Annuities, annuity, Authenticity, Benchmarking & Monitoring Fees & Partners, benefit education, Client connection, Communication, Confidence, DC plans, fee transparency, Fiduciary, Financial Wellness, inflation concerns, investment comittee, Retirement Happiness, Third party administrators

The transparency of annuity fees and costs is a critical issue in retirement planning. It directly impacts employees’ confidence and trust in their retirement...

The Terrifying and Brilliant Future for 401(k) Providers & Advisors

By Fred Barstein / 401k News, Benchmarking & Fees (ERISA, retirement plan), Change, Communication, Convergence, Economy, Financial Advisors, Fintech Record Keepers, Improving Outcomes, innovation, Investment Managers, Investments, mindfulness, Record Keepers

The future of the 401(k) industry is both terrifying and brilliant, presenting significant challenges and immense opportunities. Providers and advisors are grappling with an explosion...

Future Prospects & Challenges: Insights from the RPA Record Keeper Roundtable

By Fred Barstein / 401k News, Change, Communication, Consolidation, Convergence, Fiduciary, Financial Wellness, Fintech Record Keepers, Record Keepers, Retirement Income

At the recent RPA Record Keeper Roundtable and Think Tank in Washington, DC, leading 401(k) record keepers gathered to discuss the industry’s future and the...

Nationwide: Most Americans Don’t Expect to Retire at Age 65

By Fred Barstein / 401k News, Economy, Emergency Savings, Financial Advice, Financial Advisors, Financial Security, Financial Stress, financial stress, financial uncertainty, Financial Wellness, Health & Wellness, inflation, inflation concerns, inflation stress, Insurance, Investment Managers, Investments, Legislation, recession, Retirement Income

Many Americans aren’t planning to retire at age 65, and they expect to have more challenges in their post-career years than their parents and grandparents....

Why Financial Wellness Programs Matter for Employers & Employees

By Fred Barstein / Behavioral Finance, Communication, Communication, Digital Tools, Fiduciary, Financial Advisors, Financial Stress, Financial Wellness, Independence planning, personal financial advice

Neglecting financial wellness programs can have detrimental effects on both employers and employees. For employees, the absence of these initiatives often leads to increased...