Why 401(k) Sponsors Must Prioritize Cybersecurity
It’s no longer a question of if a retirement plan will be targeted by cybercriminals, but when. With vast amounts of sensitive personal data and...
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Empower Lawsuit Highlights Need for Better Recordkeeper Oversight
A new lawsuit against recordkeeper Empower raises serious questions about how retirement plan providers use participant data for cross-selling purposes. The allegations, if proven true,...
The Key to Standing Out as a Retirement Plan Advisor? Be Yourself.
The retirement plan advisor space has long been filled with technical jargon and a narrow focus on the mechanics of 401(k) plans. But as fees...
401(k) Plans Are Changing—Here’s Why
The 401(k) industry is buzzing about private markets, crypto, ESG, and PEPs, but these trends pale in comparison to the real forces reshaping retirement plans. ...
Plan Sponsors Get Go-Ahead on Alternatives as DOL Shifts Stance
Plan sponsors who’ve been waiting for clearer regulatory guidance on alternative investments just got the signal they’ve been looking for. The Department of Labor’s Employee...
Plan Sponsors Face Wave of New SECURE 2.0 Requirements in 2025-26
Plan sponsors are feeling the weight of SECURE 2.0’s ongoing rollout, and 2025 and 2026 bring no relief from the compliance pressures that have been...
PEPs: Scalable Solution or Still the Wild West of Retirement Plans?
Are Pooled Employer Plans (PEPs) a smart solution for expanding retirement coverage—or an overly complex, underregulated space that hasn’t lived up to expectations? PEPs were...
Responding to Cyber Attacks: What Plan Sponsors Must Know
Cyberattacks don’t announce themselves. They slip through defenses quietly, often going undetected until participant data is already compromised. Most retirement plan sponsors assume their plan...
How Good Governance Helps Plan Sponsors Meet Their ERISA Obligations
Multimillion-dollar ERISA settlements make headlines weekly, and government audits continue to challenge fiduciary decisions in retirement plans. In light of these trends, solid governance isn’t...
Fiduciary Training Is a Non-Negotiable For Retirement Plan Committee Members
Serving on a retirement plan committee comes with significant legal responsibilities that many fiduciaries don’t fully grasp until it’s too late. Under ERISA, committee members...
