DC plans Archives - Page 11 of 14 - 401k Plan Optimization, Compliance, Investment & Partners

Fostering Feedback: The Key to Effective Retirement Planning

By Fred Barstein / 401k News, benefits committee, Communication, DC plans, Diversity equity inclusion, DOL Guidance, Employee engagement, Employee feedback, Fiduciary, Financial Wellness, participation, Retirement Readiness, Secure Act Changes

Fred Barstein CEO/Founder TPSU with Delia, HR Representative – Des Moines In today’s workplace, fostering an environment where employees feel heard is just as crucial...

The Urgent Call for Innovation in the 401(k) Industry

By Fred Barstein / 401k News, Adaptability, Communication, DC Plan Sponsors, DC plans, DOL, employer match, evolving and adapting, Fiduciary, Fiduciary, innovation

The 401(k) industry is in a crucial phase, driven by various factors that demand innovation. Traditional retirement options like 401(k)s often don’t keep up with...

GoBankingRates: Nearly 30% of American Workers Have Zero Retirement Savings

By Fred Barstein / 401k News, Communication, DC plans, Economy, Emergency Savings, Employee engagement, Employee happiness, Fiduciary, Fiduciary, financial insecurity, financial stress, financial uncertainty, Financial Wellness, inflation concerns, Millennials saving, participation, Retirement Plan Committee, Retirement Plan Fiduciary, Retirement Readiness, Retirement Savings Concern

Many Americans are facing a very real possibility of retiring with inadequate savings. A pair of articles in Employee Benefit News and BenefitsPro covered a...

The Power of Collaborative Partnerships in Retirement Planning

By Fred Barstein / 401k News, Adaptability, benefits committee, Client connection, Communication, Communication, Creative approach, DC plans, Fiduciary, Financial Wellness, Recordkeeping, Retirement Committee, Retirement Plan Committee, Retirement Plan Fiduciary, Third party administrators

Fred Barstein, CEO & Founder, TPSU/TRAU/40ktv with Teresa, HR Admin In the realm of retirement planning, effective communication serves as the cornerstone for building robust...

4 Trends Transforming Retirement Plans in 2024

By Fred Barstein / 401k News, AI, artificial intelligence, ChatGPT, Convergence, Cyber Security, DC plans, Digital Tools, Economy, Fiduciary, Financial Advisors, Financial Wellness, inflation concerns, Investments

Technology and economic conditions are transforming America’s finances, and that’s impacting retirement plan sponsors and participants. In light of these trends, a new study from...

Recordkeeper Shifts Mean Plan Sponsors & Advisors Must Evolve Too

By Fred Barstein / 401k News, Adaptability, Communication, competition, Consolidation, Convergence, Cyber Security, DC plans, Documents & testing, Due Diligence, Fiduciary, Financial Advisors, Improving Outcomes, Record Keepers, Recordkeeping, Regs and Regulators

Retirement plan recordkeepers have undergone tremendous change in recent years, driven by consolidation and a race to innovate and scale. According to Mike Webb CAPTRUST...

Empowering Retirement Planning: Family Involvement & Innovation

By Fred Barstein / 401k News, benefit education, benefits committee, Communication, DC plans, Education, Employee Benefits, Employee engagement, Employee happiness, Employer Contribution, Family involvement, Fiduciary, Financial Literacy, financial stress management, financial wellness, Health & Wellness, Healthcare & other benefits, investment, participation, Retirement Income, Retirement planning, Retirement Readiness

Fred Barstein, CEO & Founder, TPSU/TRAU/401kTV with Plan Sponsor, Ellis – HR Manager If you are facing challenges in encouraging employees to enroll in the...

Prudent Experts: Managing Retirement Plans as Plan Sponsors

By Fred Barstein / 401k News, benefit education, Communication, DC Plan Sponsors, DC plans, education, Fiduciary, Financial Advisors, Prudent Expert, Retirement Advisor Specialist, Retirement Readiness, Retirement Savings Concern

James Vanke, Managing Director – Pensionmark Plan sponsors shoulder a critical fiduciary responsibility as prudent experts in managing retirement plans. This role necessitates informed decision-making...

Evolving Expectations: The New Era for 401(k) Plan Advisors

By Fred Barstein / 401k News, Adaptability, Authenticity, Benchmarking Fees, benefit education, Client connection, Communication, Compensation, competition, Compliance, Creative approach, DC plans, Employee happiness, Fiduciary, Financial Advisors, Financial Wellness

As the dynamics of 401(k) plan management grow increasingly complex, plan sponsors are intensifying their demands for more competent and transparent advisors. This trend, illuminated...

The Evolving Landscape of the 401(k) Ecosystem

By Fred Barstein / 401k News, Adaptability, Committees, Communication, Consolidation, Convergence, DC plans, Employee engagement, evolving and adapting, Fiduciary, Financial Advisors, Financial Wellness, Health & Wellness, Recruiting and Retaining Talent, Regs and Regulators

The 401(k) ecosystem is undergoing significant change, driven by small-to-mid-size plan sponsors recognizing the potential of defined contribution plans. As small plans grow and mega...