Are Managed Accounts the Future of 401(k) Defaults?
As retirement plans evolve, so do the default investment options offered to participants. Target date funds still dominate the market, but attention is shifting toward...
Regs and Regulators
Department of Labor, DOL, EBSA, employee benefit security administration, IRS, Internal Revenue Service, SEC, Securities and Exchange Commission, FINRA, Phyllis Borzi, plan audits, disclosure, 408b2, 4045a, fee and investment benchmarking
The Overlooked RPA Checkup: Why Advisors Need Reviews Too
Most plan sponsors carefully review investment managers and recordkeepers, yet rarely apply the same scrutiny to their retirement plan advisors (RPAs). It’s an odd gap—especially...
Plan Sponsors Face Wave of New SECURE 2.0 Requirements in 2025-26
Plan sponsors are feeling the weight of SECURE 2.0’s ongoing rollout, and 2025 and 2026 bring no relief from the compliance pressures that have been...
Fiduciary Training Advocacy Can Help RPAs Build Stronger Client Relationships
Retirement plan sponsors who lack proper understanding of their ERISA fiduciary obligations face growing liability risks. What many employers don’t realize is that their fiduciary...
Cerulli: Closing the Retirement Guidance Gap Is Key to Better Outcomes
Employees are hungry for retirement guidance, but many don’t know where to turn for help. This disconnect between need and access has created a significant...
New Auto Savings Features Could Help Address the Job Mobility Challenge
The average employee changes jobs nine times throughout their career, creating a challenge for traditional 401(k) savers. A recent panel discussion hosted by the Brookings...
Most U.S. Retirement Plans Have Red Flags – Is Yours at Risk?
If you oversee a company retirement plan, here’s a startling statistic that should grab your attention: 84% of U.S.-based retirement plans have at least one...
Preparing for the 401(k) Boom: How the Industry Must Adapt
A surge of new 401(k) plans is on the horizon, driven by state mandates, SECURE 2.0 tax credits, and the growth of group plans like...
PE Industry Considers Move to Enter 401(k) Market
With President Trump just days away from his second term in the White House, private equity firms are eyeing the massive 401(k) market with renewed...
The Evolving Retirement Industry: What Advisors Need to Know
The Evolving Retirement Industry: What Advisors Need to Know The retirement industry has evolved dramatically over the past decade, bringing new challenges and opportunities for...
