Six Red Flags That Signal Your 401(k) Advisor Isn’t Worth the Cost
After 25 years of benchmarking retirement plans across Oklahoma, Terry Morgan, AIF, CPFA of OK 401k has seen some patterns that have become impossible to...
401k News
News and information for retirement plan sponsors and advisors
Why Authenticity is the New Advantage for Retirement Plan Advisors
Authenticity and self-awareness are becoming critical differentiators for retirement plan advisors (RPAs) in an industry that often leans heavily on technical knowledge, acronyms, and compliance...
How Good Governance Helps Plan Sponsors Meet Their ERISA Obligations
Multimillion-dollar ERISA settlements make headlines weekly, and government audits continue to challenge fiduciary decisions in retirement plans. In light of these trends, solid governance isn’t...
Fiduciary Training Advocacy Can Help RPAs Build Stronger Client Relationships
Retirement plan sponsors who lack proper understanding of their ERISA fiduciary obligations face growing liability risks. What many employers don’t realize is that their fiduciary...
Will Banks Reclaim Their Role in the 401(k) Market?
As the number of new 401(k) and 403(b) plans surges—driven by state mandates and rising demand from workers—questions are growing about who will serve this...
Rethinking Retirement Support: Time for Plan Sponsors to Step Up
With nearly 59 million employees lacking access to workplace retirement plans, according to a recent TIAA study, we’re facing a retirement readiness crisis that demands...
Less Is More: How Reducing 401(k) Loans Can Boost Retirement Readiness
Improving a company’s 401(k) loan policy is a strategic way to promote both employee financial wellness and long-term retirement readiness. Allowing too many concurrent loans...
The Recordkeeping Industry Faces an Existential Moment
The 401(k) recordkeeping industry stands at a pivotal moment. With $12.5 trillion in assets and 121 million accounts, recordkeepers are navigating intense pressure driven by:...
Automation Is Reshaping the 401(k) Industry
The 401(k) industry is undergoing a major shake-up. As technology rapidly transforms how retirement plans are evaluated and selected, automation is accelerating a wave of...
Who Belongs on Your Retirement Committee?
When building a retirement plan committee, it’s important to include a diverse mix of people from across the organization—not just leaders or finance professionals. While...
