The $800B IRA Rollover Challenge: Can Advisors Keep Up?
Each year, an estimated $800 billion leaks from 401(k) plans into IRAs—often bypassing plan advisors. Major record keepers like Fidelity, Schwab, and Vanguard dominate this...
401k News
News and information for retirement plan sponsors and advisors
Recent ERISA Lawsuits May Alter the Future of Retirement Plan Administration
The retirement plan landscape is shifting beneath our feet as a tidal wave of litigation threatens to fundamentally alter how 401(k) plans are administered. With...
401(k) Managed Accounts Can Help Improve Gen X Retirement Readiness
Gen X workers (ages 44-59) face unique hurdles on their path to retirement. As the “Sandwich Generation,” they’re often simultaneously caring for both children and...
Pooled Employer Plans (PEPs): A Simpler Path to Retirement Plans?
Pooled Employer Plans (PEPs) offer small to mid-sized employers a streamlined way to manage retirement benefits by joining a larger, shared plan overseen by a...
Key Questions 401(k) Plan Sponsors Often Overlook
In a recent Fiduciary News article, Christopher Carosa, CTFA spotlighted several critical questions that 401(k) plan sponsors frequently neglect to ask, even though they have...
Navigating 401(k) Forfeitures During Layoffs
With large-scale layoffs making headlines and more than 30 pending ERISA class action lawsuits targeting the misuse of forfeited 401(k) funds, plan sponsors need to...
Why Revenue Sharing Has No Place in Modern 401(k) Plans
It’s time for the retirement plan industry—especially in the 401(k) and 403(b) space—to leave revenue sharing behind in favor of simpler, more transparent pricing models....
Market Volatility and 401(k) Plans: Navigating the Impact of Recent Tariff Announcements
Recent market volatility has many retirement plan participants on edge. President Trump’s announcement of reciprocal tariffs on global trading partners on Wednesday, April 2, 2025,...
Why a Qualified Advisor is Key to Retirement Success
Why a Qualified Advisor is Key to Retirement Success Managing a company retirement plan isn’t just about checking boxes—it’s about making smart, strategic decisions that...
The 10 Biggest Mistakes Plan Sponsors Make with Their Retirement Plan Advisor
We were overwhelmed by the response to the April 2nd 401(k) Café 30-minute webinar, “What You Don’t Know Could Hurt You.” Many of you were...
