401k Plan Optimization Archives - Page 10 of 130 - 401k Plan Optimization, Compliance, Investment & Partners

Employee Education: Key to Ensuring Financial Security for Retirement

By Fred Barstein / Auto Portability, benefits committee, Communication, Early retirement, education, Emergency Savings, Employee happiness, Fiduciary, Financial Wellness, Retirement Readiness

Employee Education: Key to Ensuring Financial Security for Retirement Employee education is key to ensuring financial security for retirement, especially when it comes to 401(k)...

Millennials and Gen Z Embrace AI for Retirement, Experts Urge Caution

By Fred Barstein / 401k News, Adaptability, AI, AI for Retirement, Artificial Intelligence, artificial intelligence, ChatGPT, education, financial literacy, Financial Wellness, Financial Wellness, Gamification Retirement Planning, Gen Z, Life expectancy, Millennials saving, personal financial advice, Retirement Happiness, virtual learning

A recent study from artificial intelligence (AI) platform Pearl reveals that nearly two-thirds of Gen Z and millennials would follow AI-generated retirement advice based on...

The Ongoing Consolidation of the 401(k) Industry

By Fred Barstein / 401k News, Adaptability, Consolidation, Convergence, Convergence & Advisor M&A, DC Plan Sponsors, Financial Advice, Financial Advisors, Financial Wellness, Improving Outcomes, participation, RPA Aggregator Roundtable, RPA Consolidation

The 401(k) industry is experiencing consolidation, driven by plan sponsors who are becoming more involved in managing their plans. This consolidation follows a four-stage process:...

Rethinking Retirement as Older Americans Stay in the Workforce

By Fred Barstein / Aging Workforce, Changing dynamics, Communication, DC plans, diversity, Financial Wellness, Life expectancy, multi-generational workforce, Retirement Happiness, Retirement Savings Concern

The traditional concept of retirement continues to evolve as a significant majority of older Americans remain in the workforce well into their golden years. A...

New Auto Savings Features Could Help Address the Job Mobility Challenge

By Fred Barstein / 401k rollovers, Adaptability, auto enroll, auto escalate, Auto Portability, auto re-enroll, Changing dynamics, Company Contributions and Vesting, Consolidation, DC plans, Economy, Financial Wellness, Financial Wellness, investment, participation, Plan Participation, Regs and Regulators

The average employee changes jobs nine times throughout their career, creating a challenge for traditional 401(k) savers. A recent panel discussion hosted by the Brookings...

Most U.S. Retirement Plans Have Red Flags – Is Yours at Risk?

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, Benchmarking & Monitoring Fees & Partners, CEO Engagement, Changing dynamics, Changing Recordkeepers, Collective Investment Trust, Communication, Compliance, Early retirement, Economy, fee lawsuits, fee transparency, Fiduciary, Financial Advisors, Financial Security, fraud, Legislation, litigation, Managed Accounts, product quality, Professional Retirement Plan Fiduciary Services, Regs and Regulators, Retirement planning, Specialization, specialized team, Target Date Fund, Target Date Funds

If you oversee a company retirement plan, here’s a startling statistic that should grab your attention: 84% of U.S.-based retirement plans have at least one...

The Pros and Cons of Automatic Enrollment in Retirement Plans

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, auto enroll, Benefits integration, CEO Engagement, Changing dynamics, Changing Recordkeepers, Client connection, Communication, Company Contributions and Vesting, DC Plan Sponsors, Employee Benefits, Fiduciary, Financial Advisors, Financial Literacy, Financial Wellness, Financial Wellness, HR, HR, Ideal Plan, Improving Outcomes, IRA Roll overs and Roll ins, office environment, onboarding, participation, Plan design, Plan Participation, product quality, Retirement Advisory, Retirement Readiness, specialized team

The Pros and Cons of Automatic Enrollment in Retirement Plans Automatic enrollment in 401(k) and other retirement plans has gained popularity as a tool to...

Financial Strain Impacts 3 in 4 U.S. Workers, New Study Reveals

By Fred Barstein / 401k News, benefits committee, Benefits integration, Compensation, debt relief, Employee Benefits, financial behaviors, financial insecurity, Financial Literacy, financial stress, financial stress management, Financial Wellness, Health & Wellness, investment, personal financial advice, Retirement Readiness

A new study reveals a concerning financial reality for American workers: nearly 75% are living paycheck to paycheck, struggling to cover more than their basic...

Making Retirement Planning Inclusive for All

By Fred Barstein / 401k News, adult learning, Authenticity, benefit education, Client connection, DC plans, diversity, Diversity equity inclusion, Employee engagement, Financial Wellness, Professional Retirement Plan Fiduciary Services, Retirement Advisor Specialist, Retirement Plan Advisor, Retirement planning, Retirement Planning Inclusivity, Retirement Readiness

Making Retirement Planning Inclusive for All Retirement planning shouldn’t be reserved for executives—it’s essential for every employee, especially those who have dedicated decades to their...

Measuring Retirement Plan Success: Beyond Participation Rates

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, CEO Engagement, Changing dynamics, Changing Recordkeepers, Communication, Compensation, Employee Benefits, Employee happiness, fee compression, Fiduciary, Financial Wellness, generational gap in retirement planning, HR, Ideal Plan, Plan Conversion, product quality, Retirement Readiness, Senior Management Engagement, specialized team

Measuring Retirement Plan Success: Beyond Participation Rates For many employers, offering a retirement plan is a fundamental part of their benefits package. It helps attract...