investment Archives - Page 3 of 5 - 401k Plan Optimization, Compliance, Investment & Partners

Financial Strain Impacts 3 in 4 U.S. Workers, New Study Reveals

By Fred Barstein / 401k News, benefits committee, Benefits integration, Compensation, debt relief, Employee Benefits, financial behaviors, financial insecurity, Financial Literacy, financial stress, financial stress management, Financial Wellness, Health & Wellness, investment, personal financial advice, Retirement Readiness

A new study reveals a concerning financial reality for American workers: nearly 75% are living paycheck to paycheck, struggling to cover more than their basic...

John Hancock and Vestwell Partnership Signals Digital Evolution for the Retirement Industry

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, CEO Engagement, Changing dynamics, Changing Recordkeepers, Committees, DC Plan Sponsors, Digital Design, Digital Tools, education, Fiduciary, Financial Wellness, Improving Outcomes, innovation, investment, product quality, Retirement Plan Advisor, Retirement plan management, Retirement Plan Testing, Retirement Readiness, Savings Rates, specialized team

In a move that signals a significant leap forward for the retirement industry, John Hancock Retirement has launched FutureStep™, an innovative open-architecture retirement plan solution...

Despite Their Popularity, Target Date Funds May Not Suit All Participants

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, Adaptability, adult learning, CEO Engagement, Changing dynamics, Changing Recordkeepers, Committees, competition, DC plans, Early retirement, Fiduciary, financial literacy, Financial Wellness, investment, Investment Managers, Investments-research, product quality, Retirement Plan Advisor, specialized team, Target Date Funds

While target date funds (TDFs) continue to be among the most popular investment choices for 401(k) participants, mounting evidence suggests these default investment options may...

PE Industry Considers Move to Enter 401(k) Market

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, CEO Engagement, Changing dynamics, Changing Recordkeepers, DC plans, DOL, DOL Guidance, Early retirement, Economy, education, fee compression, fee transparency, Fiduciary, Financial Wellness, investment, Investments, Private equity, product quality, Regs and Regulators, Retirement Advisory, Retirement Plan Advisor, Retirement Plan Advisor Due Diligence, specialized team

With President Trump just days away from his second term in the White House, private equity firms are eyeing the massive 401(k) market with renewed...

Auto Portability: A Potential Game-Changer for Retirement Savings in America

By Fred Barstein / 401k News, Auto Portability, Benefits integration, Consolidation, Convergence, diversity, Diversity equity inclusion, Employee engagement, Financial Wellness, investment, onboarding, participation, Savings Rates

Auto portability is a powerful innovation that’s addressing one of the most persistent challenges in the retirement industry: lost and forgotten 401(k) accounts. Auto portability...

Annual Benchmarking Is a Must for Plan Sponsors

By Fred Barstein / 401k News, auto enroll, auto escalate, Auto Portability, Benchmarking & Fees (ERISA, retirement plan), Benchmarking & Monitoring Fees & Partners, Benchmarking Fees, Benchmarking Funds, Benefits integration, Communication, Compensation, Compliance, Consolidation, Convergence, cybersecurity, DC Plan Sponsors, Documents & testing, Due Diligence, Fiduciary, Fiduciary, Financial Advisors, Financial Wellness, investment, Recordkeeping, Regs and Regulators, Retirement Committee, Retirement Plan Fees

Evolving regulations mean plan sponsors continue to face increasing scrutiny when it comes to their fiduciary responsibilities. A recent analysis of 50,000 retirement plans in...

Voya’s Acquisition of OneAmerica: What Advisors Need to Know

By Fred Barstein / 401k News, acquisition, Benchmarking & Monitoring Fees & Partners, Change, Compensation, Convergence, Convergence & Advisor M&A, cybersecurity, DC Plan Sponsors, Fiduciary, Financial Wellness, investment, Plan Acquisition

Voya’s recent acquisition of OneAmerica’s retirement division is noteworthy, particularly due to the significantly lower price compared to previous industry acquisitions. This deal highlights the...

Gen Z Most Optimistic About Their Retirement Outlook

By Fred Barstein / Aging Workforce, Behavioral Finance, Communication, Communication, DC plans, diversity, Emergency Savings, Employee Benefits, Employee happiness, Employer Contribution, employer match, Fiduciary, financial behaviors, financial insecurity, financial literacy, financial stress management, Financial Wellness, Future Self, generation x, Health & Wellness, Independence planning, inflation concerns, investment, Job growth, managed accounts, Millennials saving, multi-generational workforce, Partners, personal financial advice, Plan design, Plan Optimization, Plan Participation

Different generations have differing perspectives on their retirement prospects. Generation Z seems to be the most optimistic. A pair of recent BenefitsPro articles highlighted two...

Evolving RPAs: Transforming Modern 401(k) and 403(b) Plans

By Fred Barstein / Adaptability, Authenticity, Change, Client connection, collaboration, Communication, Digital Tools, diversity, Economy, education, Employee happiness, evolving and adapting, Fiduciary, Financial Advisors, financial stress, Financial Wellness, innovation, investment, Mobile apps, Regs and Regulators

The evolution of 401(k) and 403(b) plans from simple savings tools to comprehensive financial solutions has transformed the role of Retirement Plan Advisors (RPAs). Initially,...

Financial Wellness Benefits Have Become “Table Stakes”

By Fred Barstein / 401k News, benefit education, benefits committee, Communication, Company Contributions and Vesting, Compensation, Convergence, debt relief, Diversity equity inclusion, DOL, Economy, Employee Benefits, Employee engagement, Employee happiness, Fiduciary, Fiduciary, Financial Advisors, financial stress management, Financial Wellness, Future Self, Health & Wellness, hiring, Inclusion, inflation concerns, investment, Job growth, Legislation, Lifestyle Benefits, millennials, multi-generational workforce, Retirement Happiness, SECURE 2.0, Secure Act Changes, student loan debt

Financial Wellness Benefits Table Stakes

Economic and market indicators appear to be stronger than anticipated. Stocks are up, unemployment is down, wages are growing faster than the rate of inflation,...