Communication Archives - Page 8 of 23 - 401k Plan Optimization, Compliance, Investment & Partners

The 10 Biggest Mistakes Plan Sponsors Make with Their Retirement Plan Advisor

By Fred Barstein / 401k News, 401k plan, 401kCafé, benefit education, Communication, Compliance, DC Plan Sponsors, Due Diligence, Fiduciary, HR, Ideal Plan, Plan design, Plan Participation, Retirement Plan Advisor, Retirement Plan Advisor Due Diligence, Retirement Plan Fiduciary, Retirement Plan Participation, Retirement Readiness

We were overwhelmed by the response to the April 2nd 401(k) Café 30-minute webinar, “What You Don’t Know Could Hurt You.” Many of you were...

401(k) Plans Offer a Strategic Advantage in Economic Downturns

By Fred Barstein / 401k News, 401k plan, 401k rollovers, auto enroll, auto escalate, Auto Portability, Communication, DC plans, diversity, diversity, Economy, Employee engagement, employer match, Financial Security, Financial Wellness, Independence planning, investment, Investment Managers, Recordkeeping

Recessions don’t announce themselves with a save-the-date card. When they arrive, plan sponsors and ERISA fiduciaries face mounting pressure to safeguard participants’ retirement savings. The...

Why Employee Engagement and Financial Wellness Are Key for Advisors

By Fred Barstein / adult learning, Client connection, Communication, competition, DC plans, Employee engagement, Employee feedback, Financial Advisors, Financial Wellness, Retirement Plan Advisor, Retirement Plan Consultants, Retirement Readiness

Why Employee Engagement and Financial Wellness Are Key for Advisors Advisors are now expected to go beyond just focusing on fees, funds, and fiduciary duties. ...

Strategic 401(k) Plan Design: Thinking Beyond Target Date Funds

By Fred Barstein / Collective Investment Trust, Communication, DC Plan Sponsors, DC plans, DOL, erisa, financial wellness, Improving Outcomes, Investments, Investments Video, Target Date Fund, Target Date Funds, Target Retirement Date

Target date funds have long been the default investment option for many 401(k) participants, offering a simplified, hands-off approach to retirement investing. But as Christopher...

Addressing Hourly Workers’ Financial Challenges is Key to Retention and Productivity

By Fred Barstein / 401k News, Adaptability, Artificial Intelligence, auto enroll, Behavioral Finance, benefit education, Communication, Digital Tools, Employee engagement, Fiduciary, Financial Advice, Financial Literacy, financial stress, Financial Wellness, Financial Wellness, Retirement Savings Concern, retirement security

Six in 10 hourly workers are struggling financially, with many working multiple jobs just to stay afloat. For retirement plan sponsors, this harsh reality creates...

Boost Employee Engagement with One-on-One Benefits Meetings

By Fred Barstein / 401k News, benefits committee, boosting 401(k) contributions, Communication, Employee engagement, Financial Wellness, personal financial advice

Boost Employee Engagement with One-on-One Benefits Meetings One-on-one meetings with employees about their benefits offer significant value by providing personalized attention that addresses individual needs...

Employee Education: Key to Ensuring Financial Security for Retirement

By Fred Barstein / Auto Portability, benefits committee, Communication, Early retirement, education, Emergency Savings, Employee happiness, Fiduciary, Financial Wellness, Retirement Readiness

Employee Education: Key to Ensuring Financial Security for Retirement Employee education is key to ensuring financial security for retirement, especially when it comes to 401(k)...

Rethinking Retirement as Older Americans Stay in the Workforce

By Fred Barstein / Aging Workforce, Changing dynamics, Communication, DC plans, diversity, Financial Wellness, Life expectancy, multi-generational workforce, Retirement Happiness, Retirement Savings Concern

The traditional concept of retirement continues to evolve as a significant majority of older Americans remain in the workforce well into their golden years. A...

The Most Important Attribute of a Great Retirement Plan Advisor

By Fred Barstein / 401k News, Adaptability, adult learning, Authenticity, Client connection, Communication, education, Employee happiness, Fiduciary Training, financial literacy, Financial Wellness, Retirement Plan Advisor

The Most Important Attribute of a Great Retirement Plan Advisor A great retirement plan advisor (RPA) must navigate complex regulations, provide strategic investment guidance, and...

Most U.S. Retirement Plans Have Red Flags – Is Yours at Risk?

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, Benchmarking & Monitoring Fees & Partners, CEO Engagement, Changing dynamics, Changing Recordkeepers, Collective Investment Trust, Communication, Compliance, Early retirement, Economy, fee lawsuits, fee transparency, Fiduciary, Financial Advisors, Financial Security, fraud, Legislation, litigation, Managed Accounts, product quality, Professional Retirement Plan Fiduciary Services, Regs and Regulators, Retirement planning, Specialization, specialized team, Target Date Fund, Target Date Funds

If you oversee a company retirement plan, here’s a startling statistic that should grab your attention: 84% of U.S.-based retirement plans have at least one...