Fee Compression Continues, Small Plans Still Pay More
Investment fees are still falling across all plan sizes, but smaller plans continue to pay significantly more than their larger counterparts—and cost variation across providers...
Investments
Why Employers Are Overlooking Student Loan Benefits (And Why It Matters)
Not every employee experiences student debt in the same way. A recent graduate navigating repayment options faces a very different reality than a mid-career professional...
Why the 401(k) Industry Must Adapt to Phased Retirement
Defined contribution plans have evolved, but the industry still isn’t fully aligned with how today’s workforce approaches retirement. As employees live longer and seek more...
Six Questions Employers Often Ask Before Making Retirement Plan Changes
When employers start thinking about updating their retirement plan, the conversation often begins the same way: a mix of curiosity, uncertainty, and a genuine desire...
Could a Centralized Clearinghouse Fix 401(k) System Challenges?
Defined contribution plans have come a long way, but the system still struggles with one big reality: people change jobs frequently. Over the course of...
BlackRock DC Report Highlights Five Trends Transforming the 401(k) Into a Personal Pension
Saving matters, but it’s only part of the equation. The harder challenge is helping individuals turn those savings into income they can count on for...
Wealth Advisors Are Coming for the 401(k) Market
Retirement plan advisors (RPAs) and recordkeepers have a real challenge on their hands: wealth advisors are coming for their turf. And honestly, it’s not hard...
Vestwell’s $385M Raise Signals a New Phase for Defined Contribution Plans
Vestwell’s $385 million funding round signals accelerating momentum to modernize the defined contribution market. The firm plans to acquire 27,000 Guideline plans, expand AI capabilities,...
The Illusion of 401(k)s — And What Comes Next
Defined contribution plans like 401(k)s and 403(b)s may appear to be fixed retirement vehicles, but in reality they are constantly shifting collections of individual accounts. ...
Finding the Middle Path Between Advisors and Record Keepers
Growing tension exists between retirement plan advisors and record keepers as both expand into participant financial services. As defined contribution plan economics tighten — driven...
