Health & Wellness Archives - Page 2 of 4 - 401k Plan Optimization, Compliance, Investment & Partners

Transamerica: For Most Workers, Retirement at Age 65 Isn’t Likely

By Fred Barstein / Behavioral Finance, benefit education, Communication, Compensation, Confidence, Economy, Emergency Savings, Employee happiness, financial behaviors, financial insecurity, financial stress management, financial uncertainty, Financial Wellness, Health & Wellness, Health Savings Account, healthcare, Healthcare & other benefits, hiring, inflation concerns, inflation stress, personal financial advice, Recession, Retirement Happiness, Retirement Plan Testing, Retirement Readiness, Retirement Savings Concern

When it comes to retirement, many middle-class workers are finding themselves in a precarious position. A significant number of American workers plans to continue working...

Gen Z Most Optimistic About Their Retirement Outlook

By Fred Barstein / Aging Workforce, Behavioral Finance, Communication, Communication, DC plans, diversity, Emergency Savings, Employee Benefits, Employee happiness, Employer Contribution, employer match, Fiduciary, financial behaviors, financial insecurity, financial literacy, financial stress management, Financial Wellness, Future Self, generation x, Health & Wellness, Independence planning, inflation concerns, investment, Job growth, managed accounts, Millennials saving, multi-generational workforce, Partners, personal financial advice, Plan design, Plan Optimization, Plan Participation

Different generations have differing perspectives on their retirement prospects. Generation Z seems to be the most optimistic. A pair of recent BenefitsPro articles highlighted two...

Improved Retirement Confidence Starts with Clarity

By Fred Barstein / adult learning, Behavioral Finance, benefits committee, Benefits integration, Communication, Communication, Confidence, Digital Tools, DOL Guidance, Economy, Employee engagement, Employee happiness, Fiduciary, Financial Advisors, Financial Stress, financial stress management, Financial Wellness, Health & Wellness, inflation concerns, managed financial stress, Peer to peer learning, Retirement Happiness, Retirement Readiness, Retirement Savings Concern

New research from the Employee Benefit Research Institute (EBRI) shows Americans are cautiously confident about their retirement prospects. However, confidence comes from understanding, and many...

Leveraging 401(k) Power for Competitive Recruitment

By Fred Barstein / 401k News, auto enroll, auto escalate, benefit education, benefits committee, Benefits integration, collaboration, Communication, DC Plan Sponsors, Diversity equity inclusion, Employee happiness, Employer Contribution, Fiduciary, Financial Wellness, Health & Wellness, hiring, Job growth, office environment, onboarding, participation, Plan Optimization, Recruiting and Retaining Talent, Vesting

Leveraging 401(k) Power for Competitive Recruitment In today’s fiercely competitive job market, companies need to differentiate themselves by offering more than just a competitive salary. ...

3 Ways to Support an Aging Workforce

By Fred Barstein / 401k News, Adaptability, Aging Workforce, annuity, Behavioral Finance, benefit education, Communication, Compensation, DC plans, diversity, Economy, Employee happiness, Employer Contribution, environment, Fiduciary, Financial Wellness, Health & Wellness, healthcare, Inclusion, Investments, mindfulness, Retirement Income

The aging population has transformed the workforce—approximately one in four employees is age 65 or older. While this demographic is becoming the fastest-growing group of...

Boomers, Gen X on Opposite Ends of Retirement Readiness Spectrum

By Fred Barstein / 401k News, Confidence, Economy, education, Emergency Savings, Fiduciary, Financial Advisors, financial behaviors, financial literacy, Financial Wellness, Health & Wellness, inflation concerns, inflation stress, Retirement Income, Retirement Readiness, Retirement Savings Concern

There is a noteworthy disparity between Baby Boomers and Gen X when it comes to retirement readiness. Stock market gains have been a boon to...

Financial Wellness Programs: Vital Considerations for 2024

By Fred Barstein / 401k News, benefit education, benefits committee, Communication, Confidence, Creative approach, Economy, education, Employee Benefits, Employee training, Fiduciary, Financial Wellness, financial wellness programs, Health & Wellness, inflation stress, managed financial stress, personal financial advice

Financial wellness programs should not be overlooked in 2024, particularly by employers. Financial stress is currently at an all-time high, with workers burdened by...

Nationwide: Most Americans Don’t Expect to Retire at Age 65

By Fred Barstein / 401k News, Economy, Emergency Savings, Financial Advice, Financial Advisors, Financial Security, financial stress, Financial Stress, financial uncertainty, Financial Wellness, Health & Wellness, inflation, inflation concerns, inflation stress, Insurance, Investment Managers, Investments, Legislation, recession, Retirement Income

Many Americans aren’t planning to retire at age 65, and they expect to have more challenges in their post-career years than their parents and grandparents....

Embracing Change: Leadership in Financial Services

By Fred Barstein / Adaptability, Authenticity, Change, Client connection, Communication, Education, Financial Security, financial uncertainty, Financial Wellness, Health & Wellness, mindfulness

In the dynamic realm of financial services and 401(k) industries, navigating rapid change calls for a shift in mindset and leadership approach. Despite efforts to...

Financial Wellness Benefits Have Become “Table Stakes”

By Fred Barstein / 401k News, benefit education, benefits committee, Communication, Company Contributions and Vesting, Compensation, Convergence, debt relief, Diversity equity inclusion, DOL, Economy, Employee Benefits, Employee engagement, Employee happiness, Fiduciary, Fiduciary, Financial Advisors, financial stress management, Financial Wellness, Future Self, Health & Wellness, hiring, Inclusion, inflation concerns, investment, Job growth, Legislation, Lifestyle Benefits, millennials, multi-generational workforce, Retirement Happiness, SECURE 2.0, Secure Act Changes, student loan debt

Financial Wellness Benefits Table Stakes

Economic and market indicators appear to be stronger than anticipated. Stocks are up, unemployment is down, wages are growing faster than the rate of inflation,...