Financial Wellness Archives - Page 12 of 36 - 401k Plan Optimization, Compliance, Investment & Partners

Why Timing Matters: The Power of Vesting in Employee Retention

By Fred Barstein / Company Contributions and Vesting, Employee engagement, Employee feedback, Employee happiness, Financial Wellness, Financial Wellness, Ideal Plan, Improving Outcomes, incentivizing financial meetings, multi-generational workforce, office environment, onboarding, Plan design, Plan Participation, recruiting, Recruiting and Retaining Talent, vesting, Vesting

Why Timing Matters: The Power of Vesting in Employee Retention Vesting schedules may seem like a small detail in retirement plan design, but they can...

Key Questions 401(k) Plan Sponsors Often Overlook

By Fred Barstein / 401k News, 401k plan, AI, benefits committee, DC Plan Sponsors, education, Employee Benefits, Fiduciary, Financial Wellness, Plan design, Retirement plan management, Target Date Funds

In a recent Fiduciary News article, Christopher Carosa, CTFA spotlighted several critical questions that 401(k) plan sponsors frequently neglect to ask, even though they have...

Smarter Saving Through Auto-Escalation

By Fred Barstein / 401k plan, auto enroll, auto escalate, Auto Portability, Compensation, DC Plan Sponsors, Employee engagement, Employee feedback, Fiduciary, Financial Wellness, Retirement Readiness

Smarter Saving Through Auto-Escalation Automatic enrollment with auto-escalation is not only a smart way to help employees save more for retirement—it gets them started right...

Why Revenue Sharing Has No Place in Modern 401(k) Plans

By Fred Barstein / 401k News, Changing dynamics, Convergence, DC plans, Financial Advisors, Financial Wellness, recordkeeping, Revenue Sharing, RPA Consolidation, Third party administrators

It’s time for the retirement plan industry—especially in the 401(k) and 403(b) space—to leave revenue sharing behind in favor of simpler, more transparent pricing models....

Market Volatility and 401(k) Plans: Navigating the Impact of Recent Tariff Announcements

By Fred Barstein / 401k News, Adaptability, Changing dynamics, Financial Literacy, Financial Wellness, investment, investment policy statement, Investments, Mutual Fund Fees, Passive Investments, Retirement Income, Retirement planning, tariff

Recent market volatility has many retirement plan participants on edge. President Trump’s announcement of reciprocal tariffs on global trading partners on Wednesday, April 2, 2025,...

Why a Qualified Advisor is Key to Retirement Success

By Fred Barstein / 401k News, Adaptability, benefit education, Client connection, collaboration, Communication, Confidence, Fiduciary, Financial Wellness, Qualified Advisor, Retirement Plan Advisor, Retirement planning, specialized team

Why a Qualified Advisor is Key to Retirement Success Managing a company retirement plan isn’t just about checking boxes—it’s about making smart, strategic decisions that...

401(k) Plans Offer a Strategic Advantage in Economic Downturns

By Fred Barstein / 401k News, 401k plan, 401k rollovers, auto enroll, auto escalate, Auto Portability, Communication, DC plans, diversity, diversity, Economy, Employee engagement, employer match, Financial Security, Financial Wellness, Independence planning, investment, Investment Managers, Recordkeeping

Recessions don’t announce themselves with a save-the-date card. When they arrive, plan sponsors and ERISA fiduciaries face mounting pressure to safeguard participants’ retirement savings. The...

Why Employee Engagement and Financial Wellness Are Key for Advisors

By Fred Barstein / adult learning, Client connection, Communication, competition, DC plans, Employee engagement, Employee feedback, Financial Advisors, Financial Wellness, Retirement Plan Advisor, Retirement Plan Consultants, Retirement Readiness

Why Employee Engagement and Financial Wellness Are Key for Advisors Advisors are now expected to go beyond just focusing on fees, funds, and fiduciary duties. ...

Senior Management’s Involvement in 401k Plans: Why It Makes a Difference

By Fred Barstein / 401k News, Education, Financial Advisors, financial literacy, financial stress management, Financial Wellness, participation, Peer to peer learning, Plan design, Plan Participation, Retirement Happiness, Senior Management Engagement, Senior Management Engagement

Senior Management’s Involvement in 401k Plans: Why It Makes a Difference While it may seem unnecessary to involve senior management in a company’s 401k plan,...

Addressing Hourly Workers’ Financial Challenges is Key to Retention and Productivity

By Fred Barstein / 401k News, Adaptability, Artificial Intelligence, auto enroll, Behavioral Finance, benefit education, Communication, Digital Tools, Employee engagement, Fiduciary, Financial Advice, Financial Literacy, financial stress, Financial Wellness, Financial Wellness, Retirement Savings Concern, retirement security

Six in 10 hourly workers are struggling financially, with many working multiple jobs just to stay afloat. For retirement plan sponsors, this harsh reality creates...