401(k) Managed Accounts Can Help Improve Gen X Retirement Readiness
Gen X workers (ages 44-59) face unique hurdles on their path to retirement. As the “Sandwich Generation,” they’re often simultaneously caring for both children and...
The Coming of Age for Defined Contribution Plans
The 401(k) Industry Is Growing Up—Fast. With $12.5 trillion in assets, 100 million+ accounts, and 800,000 plans, 401(k) and 403(b) plans have officially moved from...
Pooled Employer Plans (PEPs): A Simpler Path to Retirement Plans?
Pooled Employer Plans (PEPs) offer small to mid-sized employers a streamlined way to manage retirement benefits by joining a larger, shared plan overseen by a...
Why Timing Matters: The Power of Vesting in Employee Retention
Why Timing Matters: The Power of Vesting in Employee Retention Vesting schedules may seem like a small detail in retirement plan design, but they can...
Key Questions 401(k) Plan Sponsors Often Overlook
In a recent Fiduciary News article, Christopher Carosa, CTFA spotlighted several critical questions that 401(k) plan sponsors frequently neglect to ask, even though they have...
Why In-Plan Retirement Income Options Are Slow to Catch On
In-plan retirement income has been a hot topic for years, with providers promising easier ways for employees to turn their 401(k) savings into lifetime paychecks. ...
Navigating 401(k) Forfeitures During Layoffs
With large-scale layoffs making headlines and more than 30 pending ERISA class action lawsuits targeting the misuse of forfeited 401(k) funds, plan sponsors need to...
Why Revenue Sharing Has No Place in Modern 401(k) Plans
It’s time for the retirement plan industry—especially in the 401(k) and 403(b) space—to leave revenue sharing behind in favor of simpler, more transparent pricing models....
Market Volatility and 401(k) Plans: Navigating the Impact of Recent Tariff Announcements
Recent market volatility has many retirement plan participants on edge. President Trump’s announcement of reciprocal tariffs on global trading partners on Wednesday, April 2, 2025,...
Why a Qualified Advisor is Key to Retirement Success
Why a Qualified Advisor is Key to Retirement Success Managing a company retirement plan isn’t just about checking boxes—it’s about making smart, strategic decisions that...
