education Archives - Page 5 of 9 - 401k Plan Optimization, Compliance, Investment & Partners

Evolving RPAs: Transforming Modern 401(k) and 403(b) Plans

By Fred Barstein / Adaptability, Authenticity, Change, Client connection, collaboration, Communication, Digital Tools, diversity, Economy, education, Employee happiness, evolving and adapting, Fiduciary, Financial Advisors, financial stress, Financial Wellness, innovation, investment, Mobile apps, Regs and Regulators

The evolution of 401(k) and 403(b) plans from simple savings tools to comprehensive financial solutions has transformed the role of Retirement Plan Advisors (RPAs). Initially,...

Boomers, Gen X on Opposite Ends of Retirement Readiness Spectrum

By Fred Barstein / 401k News, Confidence, Economy, education, Emergency Savings, Fiduciary, Financial Advisors, financial behaviors, financial literacy, Financial Wellness, Health & Wellness, inflation concerns, inflation stress, Retirement Income, Retirement Readiness, Retirement Savings Concern

There is a noteworthy disparity between Baby Boomers and Gen X when it comes to retirement readiness. Stock market gains have been a boon to...

Financial Wellness Programs: Vital Considerations for 2024

By Fred Barstein / 401k News, benefit education, benefits committee, Communication, Confidence, Creative approach, Economy, education, Employee Benefits, Employee training, Fiduciary, Financial Wellness, financial wellness programs, Health & Wellness, inflation stress, managed financial stress, personal financial advice

Financial wellness programs should not be overlooked in 2024, particularly by employers. Financial stress is currently at an all-time high, with workers burdened by...

401(k) Real Chat: Jeff Elvander

By Fred Barstein / 401k RealChat, Change, Communication, Convergence, Custom Funds and Managed Accounts, education, Target Date Fund

The successful implementation of retirement income solutions hinges upon the active involvement and buy-in of both advisors and plan sponsors. Advisors serve as indispensable guides,...

Strengthening Retirement Plans: The Role of Fiduciary Governance

By Fred Barstein / 401k News, automation, benefit education, benefits committee, Client connection, Distribution, Documents & testing, education, Fiduciary, Financial Advisors, Regs and Regulators, TRIPLE F ADVISOR

Fred Barstein, CEO & Founder with Kathleen Kelly, Adjunct Lecturer In a recent TPSU program session in North Carolina, Kathleen Kelly, a distinguished DC consultant,...

The Four Stages of Competency Development for Plan Sponsors

By Fred Barstein / 401k News, benefit education, Communication, Confidence, DC Plan Sponsors, education, Fiduciary, Financial Advisors, Financial Literacy, Financial Security, Financial Wellness, Retirement Readiness

Fred Barstein, CEO & Founder, TPSU/TRAU/401kTV with Plan Sponsor, Jyotsna– HR Manager Plan sponsors, the backbone of the retirement planning landscape, undergo a transformative journey...

Prudent Experts: Managing Retirement Plans as Plan Sponsors

By Fred Barstein / 401k News, benefit education, Communication, DC Plan Sponsors, DC plans, education, Fiduciary, Financial Advisors, Prudent Expert, Retirement Advisor Specialist, Retirement Readiness, Retirement Savings Concern

James Vanke, Managing Director – Pensionmark Plan sponsors shoulder a critical fiduciary responsibility as prudent experts in managing retirement plans. This role necessitates informed decision-making...

AI Poised to Transform Retirement Plans

By Fred Barstein / 401k News, AI, artificial intelligence, Cyber Security, Digital Tools, Due Diligence, education, Employee Benefits, Fiduciary, Fiduciary, Financial Advisors, Financial Wellness

Artificial intelligence (AI) is making a splash in the retirement world, with huge potential to irrevocably change the industry. In fact, 17% of pension experts...

SECURE 2.0’s Influence on Retirement Planning Among Advisors

By Fred Barstein / 401k News, Communication, DC plans, education, Fiduciary, Fiduciary, ira, Regs and Regulators, Retirement Committee, Secure Act Changes, student loan debt, Target Date Fund

A survey conducted by Cerulli Associates revealed that only 7% of defined contribution plan advisors would recommend actively managed target-date funds (TDFs) to clients, with...

Navigating Changing Dynamics in Retirement Plan Advisory Deals

By Fred Barstein / 401k News, Adaptability, Convergence, DC Plan Sponsors, Economy, education, Employee Benefits, Fiduciary, Lifestyle Benefits, Retirement Plan Advisory Deals, Retirement Plan Committee, small plans

The rapid growth in retirement plan advisory deals, driven by various factors, may be facing a slowdown, with older and larger firms reconsidering sales. However,...