401k Compliance Archives - Page 13 of 104 - 401k Plan Optimization, Compliance, Investment & Partners

Bridging the Generational Gap: Adapting Retirement Planning for Changing Expectations

By Fred Barstein / 401k News, Aging Workforce, benefits committee, Change, Changing dynamics, Communication, Consolidation, Convergence, DC plans, diversity, Diversity equity inclusion, Education, education, Employee engagement, Employee happiness, employer match, evolving and adapting, Fiduciary, Financial Advice, financial literacy, Financial Wellness, generational gap in retirement planning, Independence planning, inflation concerns, Millennials Delaying Milestones, Millennials saving, multi-generational workforce, office environment, participation, Peer to peer learning, Record Keepers, Retirement Happiness, Retirement Readiness, Retirement Savings Concern, Savings Rates, social security

Bridge Private Wealth Retirement Planning

A seismic shift is occurring in the constantly shifting retirement planning space. Plan sponsors and advisers now find themselves navigating dramatically varying expectations about retirement...

Target Date Funds: The Key to Enhanced Retirement Outcomes

By Fred Barstein / 401k News, 403b, Benchmarking & Monitoring Fees & Partners, Collective Investment Trust, Communication, Compliance, DC Plan Sponsors, Documents & testing, DOL, ESG, Fiduciary, Financial Wellness, Regs and Regulators, Secure Act Changes, Target Date Funds

Target Date Funds (TDFs) have significantly changed the Defined Contribution (DC) retirement landscape, making retirement planning simpler. TDFs allow individuals to invest in a single...

Words Make All the Difference in Improving Participation and Outcomes

By Fred Barstein / 401k News, acquisition, adult learning, Authenticity, benefit education, Client connection, Communication, Communication, Creative approach, DC Plan Sponsors, Economy, education, Employee Benefits, Employee engagement, Employee training, Fiduciary, Financial Advice, Financial Advisors, financial literacy, Financial Wellness, personal financial advice, Private Wealth & Retirement Planning, Retirement Happiness, small plans

Canadian philosopher and media theorist Marshall McLuhan is famous for coining the phrase, “The medium is the message.” His iconic observation suggested that the form...

Drive Engagement in Financial Planning Meetings with Free Food

By Fred Barstein / 401k News, adult learning, benefit education, benefits committee, CEO Engagement, Client connection, Committees, Communication, Company Contributions and Vesting, Creative approach, DC plans, Detailed Meeting Minutes, Employee Benefits, Employee engagement, Employee happiness, Employee training, Fiduciary, Financial Advisors, financial literacy, financial wellness, Financial Wellness, Health & Wellness, incentivizing financial meetings, Peer to peer learning, Retirement Committee

Drive Engagement in Financial Planning Meetings with Free Food If you’re an employer looking to increase participation in your financial planning meetings, consider offering free...

Transforming 401(k) Plans Through AI

By Fred Barstein / 401k News, AI, artificial intelligence, auto enroll, Auto Portability, automation, Benchmarking & Monitoring Fees & Partners, benefit education, Client connection, Communication, Consolidation, DC Plan Sponsors, Digital Tools, Economy, ESG, Fiduciary, Financial Advisors, financial literacy, Financial Wellness, innovation, Managed Accounts, Regs and Regulators, Robo Advisor Technology, Selecting & Monitoring

Artificial intelligence (AI) could transform the 401(k) industry in a way similar to the impact behavioral finance has had on retirement planning. While the industry...

Why Hire a Professional Fiduciary?

By Fred Barstein / 401k News, auto enroll, Benchmarking & Monitoring Fees & Partners, Benchmarking Fees, benefits committee, Client connection, Communication, Compliance, Confidence, DC Plan Sponsors, DOL, erisa, fee lawsuits, Fiduciary, Financial Advice, Financial Advisors, Financial Security, Financial Wellness, Improving Outcomes, Legislation, participation, personal financial advice, Retirement Advisor Specialist, retirement income, Retirement Plan Participation, Senior Management Engagement, Specialization, wellness assessment

Retirement plan sponsors often grapple with the decision to hire an outside fiduciary. With regulatory scrutiny increasing in intensity and fee lawsuits continuing to proliferate,...

Effective Retirement Plan Education: Reaching All Learning Styles

By Fred Barstein / 401k News, Adaptability, adult learning, AI, benefit education, benefits committee, Client connection, collaboration, Communication, Confidence, DC Plan Sponsors, Documents & testing, Economy, education, Employee Benefits, Employee engagement, Employee happiness, evolving and adapting, Fiduciary, Financial Advisors, financial literacy, Financial Wellness, Peer to peer learning, Retirement Committee, virtual learning

Effective Retirement Plan Education: Reaching All Learning Styles Educating employees about retirement plans is essential for any successful retirement program. By providing the right knowledge,...

Annual Benchmarking Is a Must for Plan Sponsors

By Fred Barstein / 401k News, auto enroll, auto escalate, Auto Portability, Benchmarking & Fees (ERISA, retirement plan), Benchmarking & Monitoring Fees & Partners, Benchmarking Fees, Benchmarking Funds, Benefits integration, Communication, Compensation, Compliance, Consolidation, Convergence, cybersecurity, DC Plan Sponsors, Documents & testing, Due Diligence, Fiduciary, Fiduciary, Financial Advisors, Financial Wellness, investment, Recordkeeping, Regs and Regulators, Retirement Committee, Retirement Plan Fees

Evolving regulations mean plan sponsors continue to face increasing scrutiny when it comes to their fiduciary responsibilities. A recent analysis of 50,000 retirement plans in...

Voya’s Acquisition of OneAmerica: What Advisors Need to Know

By Fred Barstein / 401k News, acquisition, Benchmarking & Monitoring Fees & Partners, Change, Compensation, Convergence, Convergence & Advisor M&A, cybersecurity, DC Plan Sponsors, Fiduciary, Financial Wellness, investment, Plan Acquisition

Voya’s recent acquisition of OneAmerica’s retirement division is noteworthy, particularly due to the significantly lower price compared to previous industry acquisitions. This deal highlights the...

The Importance of CEO Engagement in 401(k) Plan Management

By Fred Barstein / 401k News, Authenticity, auto enroll, auto escalate, benefit education, benefits committee, Benefits integration, CEO Engagement, collaboration, Communication, Confidence, Employee Benefits, Employer Contribution, Fiduciary, financial stress management, Financial Wellness, Retirement Plan Committee, Retirement Readiness

The Importance of CEO Engagement in 401(k) Plan Management In today’s corporate environment, the involvement of leadership in managing company benefits, especially 401(k) plans, is...