DC plans Archives - Page 6 of 13 - 401k Plan Optimization, Compliance, Investment & Partners

401(k) Plans Offer a Strategic Advantage in Economic Downturns

By Fred Barstein / 401k News, 401k plan, 401k rollovers, auto enroll, auto escalate, Auto Portability, Communication, DC plans, diversity, diversity, Economy, Employee engagement, employer match, Financial Security, Financial Wellness, Independence planning, investment, Investment Managers, Recordkeeping

Recessions don’t announce themselves with a save-the-date card. When they arrive, plan sponsors and ERISA fiduciaries face mounting pressure to safeguard participants’ retirement savings. The...

Why Employee Engagement and Financial Wellness Are Key for Advisors

By Fred Barstein / adult learning, Client connection, Communication, competition, DC plans, Employee engagement, Employee feedback, Financial Advisors, Financial Wellness, Retirement Plan Advisor, Retirement Plan Consultants, Retirement Readiness

Why Employee Engagement and Financial Wellness Are Key for Advisors Advisors are now expected to go beyond just focusing on fees, funds, and fiduciary duties. ...

Strategic 401(k) Plan Design: Thinking Beyond Target Date Funds

By Fred Barstein / Collective Investment Trust, Communication, DC Plan Sponsors, DC plans, DOL, erisa, financial wellness, Improving Outcomes, Investments, Investments Video, Target Date Fund, Target Date Funds, Target Retirement Date

Target date funds have long been the default investment option for many 401(k) participants, offering a simplified, hands-off approach to retirement investing. But as Christopher...

Effective Retirement Plan Design Can Help Boost Participation and Savings Rates

By Fred Barstein / Adaptability, auto enroll, Auto Portability, benefit education, DC plans, Economy, Emergency Savings, Employee engagement, Fiduciary, Ideal Plan, investment, participation, Plan Participation, Retirement Readiness, Retirement Savings Concern, Savings Rates

Retirement Plan Design Participation Savings

Although retirement planning is a top priority for many Americans, significant barriers persist. Nearly one in four workers with access to employer-sponsored retirement plans don’t...

Rethinking Retirement as Older Americans Stay in the Workforce

By Fred Barstein / Aging Workforce, Changing dynamics, Communication, DC plans, diversity, Financial Wellness, Life expectancy, multi-generational workforce, Retirement Happiness, Retirement Savings Concern

The traditional concept of retirement continues to evolve as a significant majority of older Americans remain in the workforce well into their golden years. A...

New Auto Savings Features Could Help Address the Job Mobility Challenge

By Fred Barstein / 401k rollovers, Adaptability, auto enroll, auto escalate, Auto Portability, auto re-enroll, Changing dynamics, Company Contributions and Vesting, Consolidation, DC plans, Economy, Financial Wellness, Financial Wellness, investment, participation, Plan Participation, Regs and Regulators

The average employee changes jobs nine times throughout their career, creating a challenge for traditional 401(k) savers. A recent panel discussion hosted by the Brookings...

Making Retirement Planning Inclusive for All

By Fred Barstein / 401k News, adult learning, Authenticity, benefit education, Client connection, DC plans, diversity, Diversity equity inclusion, Employee engagement, Financial Wellness, Professional Retirement Plan Fiduciary Services, Retirement Advisor Specialist, Retirement Plan Advisor, Retirement planning, Retirement Planning Inclusivity, Retirement Readiness

Making Retirement Planning Inclusive for All Retirement planning shouldn’t be reserved for executives—it’s essential for every employee, especially those who have dedicated decades to their...

Despite Their Popularity, Target Date Funds May Not Suit All Participants

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, Adaptability, adult learning, CEO Engagement, Changing dynamics, Changing Recordkeepers, Committees, competition, DC plans, Early retirement, Fiduciary, financial literacy, Financial Wellness, investment, Investment Managers, Investments-research, product quality, Retirement Plan Advisor, specialized team, Target Date Funds

While target date funds (TDFs) continue to be among the most popular investment choices for 401(k) participants, mounting evidence suggests these default investment options may...

PE Industry Considers Move to Enter 401(k) Market

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, CEO Engagement, Changing dynamics, Changing Recordkeepers, DC plans, DOL, DOL Guidance, Early retirement, Economy, education, fee compression, fee transparency, Fiduciary, Financial Wellness, investment, Investments, Private equity, product quality, Regs and Regulators, Retirement Advisory, Retirement Plan Advisor, Retirement Plan Advisor Due Diligence, specialized team

With President Trump just days away from his second term in the White House, private equity firms are eyeing the massive 401(k) market with renewed...

Navigating Employee Benefits & Retirement Plans During Acquisitions

By Fred Barstein / 401k News, acquisition, Adaptability, benefit education, benefits committee, Benefits integration, collaboration, DC Plan Sponsors, DC plans, Employee Benefits, Employee engagement, Employee happiness, Fiduciary, Financial Stress, Financial Wellness, investment comittee, Plan Conversion, Plan Optimization, War for Talent

Navigating Employee Benefits & Retirement Plans During Acquisitions Expanding through acquisitions allows companies to scale quickly, but it also brings significant challenges, particularly in managing...