DC plans Archives - Page 4 of 13 - 401k Plan Optimization, Compliance, Investment & Partners

Plan Sponsors Want More From Retirement Advisors, and Here’s Why

By Fred Barstein / 401(k) advisor trust, 401(k) Plan Management, 401k Advisor, 401k plan, Client connection, collaboration, Confidence, DC Plan Sponsors, DC plans, Employee engagement, Fiduciary, Financial Advice, Financial Advisors, financial stress management, Financial Wellness, Future Self, recordkeeping, Recordkeeping, Retirement Advisor Specialist, Retirement Committee, Retirement Income, Retirement planning, Retirement Readiness, Target Date Fund

Plan sponsors want better retirement savings outcomes for their employees and are looking to advisors for solutions. The disconnect between what participants need to save...

Empower Lawsuit Highlights Need for Better Recordkeeper Oversight

By Fred Barstein / 401(k) Plan Management, Changing Recordkeepers, DC plans, erisa, ERISA Attorneys, Fiduciary, Financial Wellness, lawsuits

A new lawsuit against recordkeeper Empower raises serious questions about how retirement plan providers use participant data for cross-selling purposes. The allegations, if proven true,...

401(k) Plans Are Changing—Here’s Why

By Fred Barstein / 401(k) Plan Management, 401k plan, Adaptability, Changing dynamics, Client connection, Convergence, Convergence & Advisor M&A, DC plans, erisa, Financial Advisors, Financial Wellness, Retirement Plan Advisor, WealthManagement.com

The 401(k) industry is buzzing about private markets, crypto, ESG, and PEPs, but these trends pale in comparison to the real forces reshaping retirement plans. ...

PEPs: Scalable Solution or Still the Wild West of Retirement Plans?

By Fred Barstein / 401k plan, Changing dynamics, DC Plan Sponsors, DC plans, erisa, ERISA Attorneys, Fiduciary, Financial Advisors, Financial Wellness, PEPs, Retirement Plan Advisor, Retirement plan management, Retirement Plan Participation

Are Pooled Employer Plans (PEPs) a smart solution for expanding retirement coverage—or an overly complex, underregulated space that hasn’t lived up to expectations? PEPs were...

Responding to Cyber Attacks: What Plan Sponsors Must Know

By Fred Barstein / Cyber Security, cybersecurity, cybersecurity insurance, DC Plan Sponsors, DC plans, DOL, DOL Guidance, erisa, ERISA Advisory Council, financial stress management, financial uncertainty, Financial Wellness

Cyberattacks don’t announce themselves. They slip through defenses quietly, often going undetected until participant data is already compromised. Most retirement plan sponsors assume their plan...

Helping Former Employees Keep Their Retirement on Track

By Fred Barstein / 401(k) Managed Accounts, 401(k) Plan Management, 401k rollovers, Communication, DC Plan Sponsors, DC plans, Employee engagement, Employee happiness, Employee training, Financial Wellness, Plan Conversion, Retirement Committee, Retirement planning

When employees leave a company with small 401(k) balances—typically under $7,000—plan sponsors are permitted to initiate a “force-out,” removing these accounts from the plan. While...

A Financial Wellness Strategy That Works

By Fred Barstein / benefit education, Changing dynamics, Client connection, Communication, DC plans, Employee engagement, Fiduciary, Financial Advisors, Financial Wellness, financial wellness programs, HR, Private Wealth & Retirement Planning

A financial wellness strategy designed to meet employees where they are is essential in today’s diverse and financially burdened workforce. Not every employee learns or...

Rethinking Retirement Support: Time for Plan Sponsors to Step Up

By Fred Barstein / 401k News, Changing dynamics, Communication, DC Plan Sponsors, DC plans, education, Employee engagement, Employee feedback, Employee happiness, Fiduciary, Financial Advice, Financial Wellness, Plan design, Plan Participation, Retirement Committee, Retirement plan management, Retirement Plan Participation, Retirement planning, retirement security

With nearly 59 million employees lacking access to workplace retirement plans, according to a recent TIAA study, we’re facing a retirement readiness crisis that demands...

From SIMPLE to Smart: A 401(k) Success Story with a MEP

By Fred Barstein / 401(k) Plan Management, auto enroll, Collective Investment Trust, Communication, DC Plan Sponsors, Employee Benefits, Employee engagement, Fiduciary, Financial Wellness, Multiple Employer Plans, small plans

Joining a Multiple Employer Plan (MEP) makes it easier and more affordable for businesses to offer a 401(k) to their employees. A MEP allows unrelated...

Rethinking Retirement: From Accumulation to Income

By Fred Barstein / 401(k) Plan Management, 401k plan, accumulation, auto escalate, DC plans, decumulation, Fiduciary, Financial Wellness, Ideal Plan, Improving Outcomes, investment, Retirement Happiness, Retirement Plan Participation

For years, the retirement industry has focused on accumulation—helping participants build their 401(k) balances. But as more Americans retire and live longer, a new challenge...

401(k) Plans Are Changing—Here’s Why

PEPs: Scalable Solution or Still the Wild West of Retirement Plans?

A Financial Wellness Strategy That Works

FOLLOW US:

401kTV

Thank you for visiting our site!