Confidence Archives - Page 2 of 7 - 401k Plan Optimization, Compliance, Investment & Partners

Empowering Plan Sponsors to Modernize Retirement Plans

By Fred Barstein / 401(k) Plan Management, 401k Tech, 401k Technology, Adaptability, AI, auto enroll, auto escalate, Auto Portability, auto re-enroll, benefit education, Benefits integration, Confidence, DC Plan Sponsors, Digital Tools, Financial Wellness, Modernize Retirement Plans

Modernizing a 401(k) plan by adopting features like automatic enrollment, auto-escalation, and financial wellness tools can feel daunting for many plan sponsors, who often fear...

Cerulli: Closing the Retirement Guidance Gap Is Key to Better Outcomes

By Fred Barstein / 401k plan, benefit education, benefits committee, Client connection, Confidence, DC Plan Sponsors, Employee engagement, Fiduciary, Financial Wellness, Improving Outcomes, Recordkeeping, Regs and Regulators

Employees are hungry for retirement guidance, but many don’t know where to turn for help. This disconnect between need and access has created a significant...

Why Fiduciary Isn’t Enough: Earning Trust in the 401(k) Space

By Fred Barstein / 401(k) advisor trust, 401(k) Plan Management, Adaptability, Changing dynamics, Client connection, collaboration, Communication, Confidence, Financial Advisors, Financial Wellness

Retirement Plan Advisor Fiduciary Function

Declining 401(k) plan fees have increased potential conflicts of interest among advisors—conflicts that fiduciary status alone doesn’t eliminate. Many plan sponsors struggle to know whom...

Plan Participants Want Lifetime Income Options But Few Plans Offer Them

By Fred Barstein / Adaptability, auto enroll, Auto Portability, Collective Investment Trust, Confidence, DC Plan Sponsors, Employee happiness, esg funds, Fiduciary, Financial Wellness, Improving Outcomes, investment, Life expectancy, Lifetime Income Options, Retirement Income, retirement income annuity, Retirement Savings Concern, Target Date Fund

Although 93% of 401(k) participants say it’s important for their plans to provide lifetime income options like annuities, most plans still only offer lump sum...

Why a Qualified Advisor is Key to Retirement Success

By Fred Barstein / 401k News, Adaptability, benefit education, Client connection, collaboration, Communication, Confidence, Fiduciary, Financial Wellness, Qualified Advisor, Retirement Plan Advisor, Retirement planning, specialized team

Why a Qualified Advisor is Key to Retirement Success Managing a company retirement plan isn’t just about checking boxes—it’s about making smart, strategic decisions that...

What Makes a Great Retirement Plan Advisor?

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, Adaptability, Authenticity, CEO Engagement, Changing dynamics, Changing Recordkeepers, Client connection, Communication, Communication, Confidence, Early retirement, Employee happiness, Fiduciary, Financial Advice, Financial Advisors, financial wellness, generational gap in retirement planning, HR, Plan design, product quality, Retirement Advisory, Retirement Plan Advisor, specialized team

What Makes a Great Retirement Plan Advisor? A great retirement plan advisor combines expertise, strong communication skills, and a true dedication to client success. They...

Financial Wellness: Supporting Employees in Challenging Times

By Fred Barstein / 401k News, Adaptability, benefits committee, Communication, Confidence, DC plans, Economy, Emergency Savings, Employee happiness, Employee training, employer match, financial insecurity, financial literacy, financial stress management, Financial Wellness, Financial Wellness, Health Savings Account, healthcare, Healthcare & other benefits, innovation, Job growth, recession

Financial stress has emerged as a critical issue in the workplace that demands employers’ immediate attention. Recent data from earned wage access company ZayZoon reveals...

Longevity, Early Retirement Create Unique Challenges for Retirement Plan Sponsors

By Fred Barstein / 401k News, Adaptability, benefit education, benefits committee, Benefits integration, Communication, Compensation, Confidence, DC Plan Sponsors, DC plans, Digital Tools, Diversity equity inclusion, Early retirement, Employee Benefits, Employee engagement, Employee happiness, employer match, Fiduciary, financial literacy, Financial Security, Financial Stress, financial stress management, financial uncertainty, Financial Wellness, Healthcare & other benefits, inflation concerns, Mobile apps, multi-generational workforce, participation, Retirement Income, Retirement Readiness, Retirement Savings Concern

Problem Solution Buttons Show Answers And Guidance

As life expectancy continues to increase, employers are grappling with how to help their workers properly plan and save for longer retirements. According to John...

Why Hire a Professional Fiduciary?

By Fred Barstein / 401k News, auto enroll, Benchmarking & Monitoring Fees & Partners, Benchmarking Fees, benefits committee, Client connection, Communication, Compliance, Confidence, DC Plan Sponsors, DOL, erisa, fee lawsuits, Fiduciary, Financial Advice, Financial Advisors, Financial Security, Financial Wellness, Improving Outcomes, Legislation, participation, personal financial advice, Retirement Advisor Specialist, retirement income, Retirement Plan Participation, Senior Management Engagement, Specialization, wellness assessment

Retirement plan sponsors often grapple with the decision to hire an outside fiduciary. With regulatory scrutiny increasing in intensity and fee lawsuits continuing to proliferate,...

Effective Retirement Plan Education: Reaching All Learning Styles

By Fred Barstein / 401k News, Adaptability, adult learning, AI, benefit education, benefits committee, Client connection, collaboration, Communication, Confidence, DC Plan Sponsors, Documents & testing, Economy, education, Employee Benefits, Employee engagement, Employee happiness, evolving and adapting, Fiduciary, Financial Advisors, financial literacy, Financial Wellness, Peer to peer learning, Retirement Committee, virtual learning

Effective Retirement Plan Education: Reaching All Learning Styles Educating employees about retirement plans is essential for any successful retirement program. By providing the right knowledge,...