benefit education Archives - Page 4 of 15 - 401k Plan Optimization, Compliance, Investment & Partners

Smart Strategies for Multi-Generational 401k Communication

By Fred Barstein / 401k Advisor, Adaptability, AI for Retirement, benefit education, collaboration, Communication, DC Plan Sponsors, Financial Wellness, Financial Wellness, Gen Z, generational gap in retirement planning, Millennial saving, multi-generational workforce, one-size-fits-all, Retirement Readiness, Social media, Student Loan Debt

While it’s likely obvious to retirement plan sponsors who’ve been paying attention, one-size-fits-all participant communication strategies aren’t effective. And the challenge is becoming more complex. ...

Empowering Employees Through Clear Benefits Communication

By Fred Barstein / 401(k) Plan Management, benefit education, benefits committee, Client connection, Communication, Employee engagement, Employee training, financial stress management, Financial Wellness, HR

Clear, consistent communication around employee benefits is essential—especially when it comes to understanding changes, updates, and cost considerations. Without it, employees are often left guessing...

Plan Sponsors Get Go-Ahead on Alternatives as DOL Shifts Stance

By Fred Barstein / benefit education, Changing dynamics, DOL, DOL Guidance, erisa, Fiduciary, financial wellness, Legislation

Plan sponsors who’ve been waiting for clearer regulatory guidance on alternative investments just got the signal they’ve been looking for. The Department of Labor’s Employee...

401k Real Chat: Jamie Greenleaf on Healthcare Fiduciary Risk

By Fred Barstein / 401(k) Plan Management, benefit education, Benefits integration, Changing dynamics, collaboration, Communication, Convergence, DC Plan Sponsors, DOL Guidance, Employee happiness, Fiduciary, Financial Advisors, Financial Wellness, Health & Wellness, healthcare

In this episode of 401k Real Chat, Fred Barstein spoke with Jamie Greenleaf, co-founder of Fiduciary In A Box and longtime industry veteran, to talk...

A Financial Wellness Strategy That Works

By Fred Barstein / benefit education, Changing dynamics, Client connection, Communication, DC plans, Employee engagement, Fiduciary, Financial Advisors, Financial Wellness, financial wellness programs, HR, Private Wealth & Retirement Planning

A financial wellness strategy designed to meet employees where they are is essential in today’s diverse and financially burdened workforce. Not every employee learns or...

Why Traditional Retirement Benefits Fall Short for Gen Z Workers

By Fred Barstein / 401(k) Plan Management, benefit education, Changing dynamics, DC Plan Sponsors, Digital Design, Digital Tools, diversity, Economy, Emergency Savings, Employee Benefits, Employee happiness, Fiduciary, financial insecurity, Financial Security, financial stress management, Financial Wellness, generational gap in retirement planning, multi-generational workforce, Plan design, Savings Rates

Gen Z Diverse Male And Female Traditional Retirement Benefits

Generation Z workers are rewriting the playbook on retirement planning. Despite being the youngest generation in the workforce, 76% are already saving for retirement through...

Empowering Plan Sponsors to Modernize Retirement Plans

By Fred Barstein / 401(k) Plan Management, 401k Tech, 401k Technology, Adaptability, AI, auto enroll, auto escalate, Auto Portability, auto re-enroll, benefit education, Benefits integration, Confidence, DC Plan Sponsors, Digital Tools, Financial Wellness, Modernize Retirement Plans

Modernizing a 401(k) plan by adopting features like automatic enrollment, auto-escalation, and financial wellness tools can feel daunting for many plan sponsors, who often fear...

Cerulli: Closing the Retirement Guidance Gap Is Key to Better Outcomes

By Fred Barstein / 401k plan, benefit education, benefits committee, Client connection, Confidence, DC Plan Sponsors, Employee engagement, Fiduciary, Financial Wellness, Improving Outcomes, Recordkeeping, Regs and Regulators

Employees are hungry for retirement guidance, but many don’t know where to turn for help. This disconnect between need and access has created a significant...

Who Belongs on Your Retirement Committee?

By Fred Barstein / 401k News, Adaptability, benefit education, benefits committee, CEO Engagement, Client connection, collaboration, Committees, DC Plan Sponsors, Employee engagement, financial wellness, HR, incentivizing financial meetings, Retirement Committee, specialized team

When building a retirement plan committee, it’s important to include a diverse mix of people from across the organization—not just leaders or finance professionals. While...

Boost Employee Productivity and Retention with Emergency Savings Benefits

By Fred Barstein / 401k News, benefit education, Benefits integration, Change, DC Plan Sponsors, DC plans, Emergency Savings, Employee engagement, Employee happiness, financial stress management, Financial Wellness, Health & Wellness, healthcare, inflation concerns, Recruiting and Retaining Talent

Financial stress is silently eroding your workforce—97% of employees are feeling the pinch, and it’s hitting your bottom line with increased absenteeism and plummeting productivity. ...