Authenticity Archives - Page 2 of 5 - 401k Plan Optimization, Compliance, Investment & Partners

401(k) Plans Offer a Strategic Advantage in Economic Downturns

By Fred Barstein / 401k News, 401k plan, 401k rollovers, auto enroll, auto escalate, Auto Portability, Communication, DC plans, diversity, diversity, Economy, Employee engagement, employer match, Financial Security, Financial Wellness, Independence planning, investment, Investment Managers, Recordkeeping

Recessions don’t announce themselves with a save-the-date card. When they arrive, plan sponsors and ERISA fiduciaries face mounting pressure to safeguard participants’ retirement savings. The...

Rethinking Retirement as Older Americans Stay in the Workforce

By Fred Barstein / Aging Workforce, Changing dynamics, Communication, DC plans, diversity, Financial Wellness, Life expectancy, multi-generational workforce, Retirement Happiness, Retirement Savings Concern

The traditional concept of retirement continues to evolve as a significant majority of older Americans remain in the workforce well into their golden years. A...

The Most Important Attribute of a Great Retirement Plan Advisor

By Fred Barstein / 401k News, Adaptability, adult learning, Authenticity, Client connection, Communication, education, Employee happiness, Fiduciary Training, financial literacy, Financial Wellness, Retirement Plan Advisor

The Most Important Attribute of a Great Retirement Plan Advisor A great retirement plan advisor (RPA) must navigate complex regulations, provide strategic investment guidance, and...

Why Purist 401(k) RPAs Face Growth Challenges

By Fred Barstein / Adaptability, adult learning, Authenticity, Client connection, collaboration, Communication, diversity, Financial Advisors, financial wellness, innovation, investment, Retirement Plan Advisor, Specialist vs. Generalist, specialized team

Independent 401(k) retirement plan advisors (RPAs) who focus only on retirement plans and avoid offering other services like financial planning or investment management are finding...

Making Retirement Planning Inclusive for All

By Fred Barstein / 401k News, adult learning, Authenticity, benefit education, Client connection, DC plans, diversity, Diversity equity inclusion, Employee engagement, Financial Wellness, Professional Retirement Plan Fiduciary Services, Retirement Advisor Specialist, Retirement Plan Advisor, Retirement planning, Retirement Planning Inclusivity, Retirement Readiness

Making Retirement Planning Inclusive for All Retirement planning shouldn’t be reserved for executives—it’s essential for every employee, especially those who have dedicated decades to their...

What Makes a Great Retirement Plan Advisor?

By Fred Barstein / 401k News, 6th Annual RPA Broker/Dealer Roundtable, Adaptability, Authenticity, CEO Engagement, Changing dynamics, Changing Recordkeepers, Client connection, Communication, Communication, Confidence, Early retirement, Employee happiness, Fiduciary, Financial Advice, Financial Advisors, financial wellness, generational gap in retirement planning, HR, Plan design, product quality, Retirement Advisory, Retirement Plan Advisor, specialized team

What Makes a Great Retirement Plan Advisor? A great retirement plan advisor combines expertise, strong communication skills, and a true dedication to client success. They...

Auto Portability: A Potential Game-Changer for Retirement Savings in America

By Fred Barstein / 401k News, Auto Portability, Benefits integration, Consolidation, Convergence, diversity, Diversity equity inclusion, Employee engagement, Financial Wellness, investment, onboarding, participation, Savings Rates

Auto portability is a powerful innovation that’s addressing one of the most persistent challenges in the retirement industry: lost and forgotten 401(k) accounts. Auto portability...

Financial Inclusion Is an Opportunity for Employers to Support Financial Security

By Fred Barstein / 401k News, Adaptability, auto re-enroll, benefit education, benefits committee, Client connection, diversity, Emergency Savings, Financial Wellness, Financial Wellness, Inclusion, Retirement Savings Concern

Financial inclusion is about ensuring all individuals have access to essential financial tools and services that enable them to build financial stability and well-being. For...

Words Make All the Difference in Improving Participation and Outcomes

By Fred Barstein / 401k News, acquisition, adult learning, Authenticity, benefit education, Client connection, Communication, Communication, Creative approach, DC Plan Sponsors, Economy, education, Employee Benefits, Employee engagement, Employee training, Fiduciary, Financial Advice, Financial Advisors, financial literacy, Financial Wellness, personal financial advice, Private Wealth & Retirement Planning, Retirement Happiness, small plans

Canadian philosopher and media theorist Marshall McLuhan is famous for coining the phrase, “The medium is the message.” His iconic observation suggested that the form...

The Importance of CEO Engagement in 401(k) Plan Management

By Fred Barstein / 401k News, Authenticity, auto enroll, auto escalate, benefit education, benefits committee, Benefits integration, CEO Engagement, collaboration, Communication, Confidence, Employee Benefits, Employer Contribution, Fiduciary, financial stress management, Financial Wellness, Retirement Plan Committee, Retirement Readiness

The Importance of CEO Engagement in 401(k) Plan Management In today’s corporate environment, the involvement of leadership in managing company benefits, especially 401(k) plans, is...