inflation concerns Archives - Page 2 of 5 - 401k Plan Optimization, Compliance, Investment & Partners

Boomers, Gen X on Opposite Ends of Retirement Readiness Spectrum

By Fred Barstein / 401k News, Confidence, Economy, education, Emergency Savings, Fiduciary, Financial Advisors, financial behaviors, financial literacy, Financial Wellness, Health & Wellness, inflation concerns, inflation stress, Retirement Income, Retirement Readiness, Retirement Savings Concern

There is a noteworthy disparity between Baby Boomers and Gen X when it comes to retirement readiness. Stock market gains have been a boon to...

The Critical Importance of Annuity Fee Transparency

By Fred Barstein / 401k News, Annuities, annuity, Authenticity, Benchmarking & Monitoring Fees & Partners, benefit education, Client connection, Communication, Confidence, DC plans, fee transparency, Fiduciary, Financial Wellness, inflation concerns, investment comittee, Retirement Happiness, Third party administrators

The transparency of annuity fees and costs is a critical issue in retirement planning. It directly impacts employees’ confidence and trust in their retirement...

Nationwide: Most Americans Don’t Expect to Retire at Age 65

By Fred Barstein / 401k News, Economy, Emergency Savings, Financial Advice, Financial Advisors, Financial Security, Financial Stress, financial stress, financial uncertainty, Financial Wellness, Health & Wellness, inflation, inflation concerns, inflation stress, Insurance, Investment Managers, Investments, Legislation, recession, Retirement Income

Many Americans aren’t planning to retire at age 65, and they expect to have more challenges in their post-career years than their parents and grandparents....

Financial Wellness Benefits Have Become “Table Stakes”

By Fred Barstein / 401k News, benefit education, benefits committee, Communication, Company Contributions and Vesting, Compensation, Convergence, debt relief, Diversity equity inclusion, DOL, Economy, Employee Benefits, Employee engagement, Employee happiness, Fiduciary, Fiduciary, Financial Advisors, financial stress management, Financial Wellness, Future Self, Health & Wellness, hiring, Inclusion, inflation concerns, investment, Job growth, Legislation, Lifestyle Benefits, millennials, multi-generational workforce, Retirement Happiness, SECURE 2.0, Secure Act Changes, student loan debt

Financial Wellness Benefits Table Stakes

Economic and market indicators appear to be stronger than anticipated. Stocks are up, unemployment is down, wages are growing faster than the rate of inflation,...

GoBankingRates: Nearly 30% of American Workers Have Zero Retirement Savings

By Fred Barstein / 401k News, Communication, DC plans, Economy, Emergency Savings, Employee engagement, Employee happiness, Fiduciary, Fiduciary, financial insecurity, financial stress, financial uncertainty, Financial Wellness, inflation concerns, Millennials saving, participation, Retirement Plan Committee, Retirement Plan Fiduciary, Retirement Readiness, Retirement Savings Concern

Many Americans are facing a very real possibility of retiring with inadequate savings. A pair of articles in Employee Benefit News and BenefitsPro covered a...

Low-Income Earners, Women Face Unique Barriers to Retirement Savings

By Fred Barstein / 401k News, Communication, Compensation, Economy, Employee happiness, Fiduciary, Financial Security, financial stress, financial uncertainty, Financial Wellness, inflation concerns, inflation stress, Job growth, retirement security, Senior Management Engagement

It isn’t easy for most Americans to save for retirement, especially in recent years amid soaring inflation and persistent economic uncertainty. However, certain demographics are...

4 Trends Transforming Retirement Plans in 2024

By Fred Barstein / 401k News, AI, artificial intelligence, ChatGPT, Convergence, Cyber Security, DC plans, Digital Tools, Economy, Fiduciary, Financial Advisors, Financial Wellness, inflation concerns, Investments

Technology and economic conditions are transforming America’s finances, and that’s impacting retirement plan sponsors and participants. In light of these trends, a new study from...

Understanding the Spectrum: Financial Illness vs. Financial Wellness

By Fred Barstein / Communication, Confidence, DC Plan Sponsors, debt relief, Economy, Emergency Savings, Employee happiness, Fiduciary, Financial Advisors, financial insecurity, financial stress management, Financial Wellness, Health & Wellness, inflation concerns

Fred Barstein, CEO & Founder, TPSU/TRAU/401kTV with Adjunct Lecturer, Liz Davison, CEO & Founder – Financial Finesse In today’s fast-paced world, achieving financial wellness has...

3 Financial Wellness Trends to Watch in 2024

By Fred Barstein / 401k News, Communication, Employee Benefits, Employee engagement, Employee happiness, Fiduciary, Financial Advice, Financial Security, financial stress management, Financial Wellness, Future Self, Health & Wellness, inflation concerns, personal financial advice

Financial stress is top of mind for the majority of American workers, and it’s impacting them on the job. Eighty-two percent of workers are thinking...

Natixis Survey Says Economic, Market Uncertainty May Prevail in 2024

By Fred Barstein / Economy, Emergency Savings, financial insecurity, Financial Security, financial stress, financial uncertainty, inflation concerns, inflation stress, recession

That’s according to a new study from Natixis Investment Managers, recently cited in BenefitsPro. The study included responses from 500 institutional investors, who collectively manage...