Who Should Help 401(k) Participants: Advisors or Record Keepers?
As the retirement industry shifts focus from just saving to helping people use their 401(k) money wisely, a big question has come up:Who’s best suited...
Financial Wellness
401(k) Managed Accounts Can Help Improve Gen X Retirement Readiness
Gen X workers (ages 44-59) face unique hurdles on their path to retirement. As the “Sandwich Generation,” they’re often simultaneously caring for both children and...
Is Your Retirement Plan Advisor Fulfilling Their Fiduciary Function?
Investment oversight is one of your most critical responsibilities as a plan sponsor. But how do you know if your retirement plan investment advisor is...
Pooled Employer Plans (PEPs): A Simpler Path to Retirement Plans?
Pooled Employer Plans (PEPs) offer small to mid-sized employers a streamlined way to manage retirement benefits by joining a larger, shared plan overseen by a...
Why Timing Matters: The Power of Vesting in Employee Retention
Why Timing Matters: The Power of Vesting in Employee Retention Vesting schedules may seem like a small detail in retirement plan design, but they can...
Key Questions 401(k) Plan Sponsors Often Overlook
In a recent Fiduciary News article, Christopher Carosa, CTFA spotlighted several critical questions that 401(k) plan sponsors frequently neglect to ask, even though they have...
Smarter Saving Through Auto-Escalation
Smarter Saving Through Auto-Escalation Automatic enrollment with auto-escalation is not only a smart way to help employees save more for retirement—it gets them started right...
Why Revenue Sharing Has No Place in Modern 401(k) Plans
It’s time for the retirement plan industry—especially in the 401(k) and 403(b) space—to leave revenue sharing behind in favor of simpler, more transparent pricing models....
Market Volatility and 401(k) Plans: Navigating the Impact of Recent Tariff Announcements
Recent market volatility has many retirement plan participants on edge. President Trump’s announcement of reciprocal tariffs on global trading partners on Wednesday, April 2, 2025,...
Why a Qualified Advisor is Key to Retirement Success
Why a Qualified Advisor is Key to Retirement Success Managing a company retirement plan isn’t just about checking boxes—it’s about making smart, strategic decisions that...
